416 Third St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 416 Third St, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,176 sqft · built 1920
Lot Size	0.066 acres (2,887 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Oct 2022)
Tax Bill	$8,915 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Oct 2022 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-000-07217000`

Property Details

APN / Parcel Number

Primary APN	`06-000-07217000`
Alternative APNs	`6-000-07217000` `00007217000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	588 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,887 sqft (0.066 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	98 sqft
Deck Area	168 sqft
Balcony Area	200 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00007217000
Street Address	416 THIRD ST
City	ANNAPOLIS
State	MD
Zip	21403-2512
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT EASTPORT
Legal Subdivision	EASTPORT
Legal Block	3
Legal Lot Number	416
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3018
Census Tract	706302

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2021	Deed of Trust, Mortgage · Line of Credit SEVERN SAVINGS BANK FSB
Oct 7, 2022	Deed, Transfer · Line of Credit CMG MORTGAGE INC
Sep 14, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on Record
Deed Sale	Oct 7, 2022 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Book / Page	39183 / 70
Prior Transfer Date	Mar 25, 2008
Prior Transfer Doc	0201960050
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512

Mortgage

Document Number	0369200477
Date	Jun 5, 2021
Book Page	36920/477

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 7, 2022
Property Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512
Document Number	0391830070
Book / Page	39183 / 70
Instrument Date	Sep 21, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512

Mortgage

Document Number	0003918376
Date	Oct 7, 2022
Instrument	39183/76

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 14, 2020
Property Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512
Document Number	0352090397
Book / Page	35209 / 397
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 THIRD ST, ANNAPOLIS, MD 21403-2512

Mortgage

Document Number	35209406
Date	Sep 14, 2020
Instrument	35209/406

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$755,967 (+55.9%)	$891,500 (+83.85%) Land $590,000 Building $301,500
2024	$8,915.00 (+28.03%)
2023	$6,963.00	$484,900 Land $420,000 Building $64,900	$484,900 Land $420,000 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured incl. 91 condo units
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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