416 SW 11th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 416 SW 11th Ave, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,392 sqft · built 2003
Lot Size0.244 acres (10,629 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Sep 2023)
Tax Bill$5,390 (2025)
Deeds & MortgagesSep 2023 Sale
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3-21-37-35-0170-00100-0190

Property Details

APN / Parcel Number

Primary APN3-21-37-35-0170-00100-0190
Alternative APN
  • R32137350170001000190

Interior

Full Baths2 Baths
Building Area1,392 sqft Living Area
Gross Area2,023 sqft
1st Floor Area1,392 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,629 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address416 SW 11TH AVE
CityOKEECHOBEE
StateFL
Zip34974-4044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 2 PAGE 7) EAST 1/2 OF LOT 19 & ALL OF LOT 20 BLOCK 10
Legal Range35E
Legal Township37S
Legal Section21
Legal SubdivisionSOUTHWEST ADDITION TO OKEECHOBEE
Legal Block10
Legal Lot Number19,20
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3019
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 CUYAHOGA RD, LAKE WORTH, FL 33467-3849
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 26, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Oct 25, 2018Warranty Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2023 · Amount on Record
Deed SaleSep 26, 2023 · Amount on Record
Prior SaleOct 25, 2018 · Amount on Record
Deed Document Number202311113
Prior Transfer DateJun 19, 2008
Prior Transfer Doc0006710733
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateSep 26, 2023
Property Address416 SW 11TH AVE, OKEECHOBEE, FL 34974-4044
Document Number0000011113
Map ReferenceMB 2 PG 7
Instrument DateSep 25, 2023
Instrument2023011113
Transaction TypeTransfer
Record UpdatedOct 16, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 SW 11TH AVE, OKEECHOBEE, FL 34974-4044

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CUYAHOGA RD, LAKE WORTH, FL 33467-3849

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address416 SW 11TH AVE, OKEECHOBEE, FL 34974-4044
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021005200
DateApr 26, 2021
Instrument2021005200
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueDec 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateOct 25, 2018
Property Address416 SW 11TH AVE, OKEECHOBEE, FL 34974-4044
Document Number0008150860
Book / Page000815 / 000860
Instrument DateOct 22, 2018
Instrument13065
Transaction TypeTransfer
Record UpdatedDec 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 SW 11TH AVE OKEECHOBEE FL 349744044, OKEECHOBEE, FL 34974-4044

Mortgage

Document Number8150861
DateOct 25, 2018
Book Page000815/000861
Instrument13066
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,390.00 (+98.53%)$243,934 (+61.87%) Land $26,250 Building $217,684$243,934 (+0.5%) Land $26,250 Building $217,684
2023$2,715.00 (+3.31%) Homeowner's exemption$150,695 (+3%)$242,710 (+22.41%) Land $18,750 Building $223,960
2022$2,628.00 Homeowner's exemption$146,306$198,271 Land $13,500 Building $184,771

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012 · rainfall accumulation
Claims by Event
  • Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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