Chowan County property record for 416 Surfside Dr, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 936 sqft · built 1978 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,516 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 781314430305 |
| Primary APN | 781314430305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 2,852 sqft |
| Basement Area | 312 sqft |
| Finished Basement | 312 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Area | 624 sqft |
| Deck Area | 48 sqft |
| Patio Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 47096 |
|---|---|
| Street Address | 416 SURFSIDE DR |
| City | EDENTON |
| State | NC |
| Zip | 27932-9287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 3 BLK 107 CC |
| Legal Subdivision | CAPE COLONY |
| Legal Block | 107 |
| Legal Lot Number | 3 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 4, YEOPIM |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 930102 |
416 Surfside Dr is owned by a company that acquired it in November 2014.
Source: Chowan County records, as of October 22, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 26293 TYLER CIR, COURTLAND, VA 23837-1339 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2014 |
| Deed Sale | Nov 17, 2014 |
| Prior Sale | Sep 10, 1999 · Amount on File |
| Deed Book / Page | 471 / 136 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 416 Surfside Dr was $1,516, down 11.1% from the year before.
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,516.00 (-11.14%) | $189,545 (-15.02%) Land $35,700 Building $153,845 | $189,545 (-15.02%) Land $35,700 Building $153,845 |
| 2025 | $1,706.00 | $223,057 Land $35,700 Building $187,357 | $223,057 Land $35,700 Building $187,357 |
| 2023 | $1,639.00 | $223,057 Land $35,700 Building $187,357 | $223,057 Land $35,700 Building $187,357 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Surfside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 49 (1985–2023) |
| Claims Outside the SFHA | 13 of 49 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Surfside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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