416 Spring Valley Ln, Whitehall, MI 49461 Property Records

Muskegon County property record for 416 Spring Valley Ln, Whitehall, MI 49461 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,236 sqft · built 1968
Lot Size0.355 acres (15,464 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Feb 2024)
Tax Bill$3,084 (2022)
Deeds & MortgagesJul 2026 Mortgage
Feb 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22028400002700

Property Details

APN / Parcel Number

Primary APN22028400002700
Alternative APN
  • 61-22-028-400-0027-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,236 sqft Living Area
1st Floor Area1,236 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialAluminum/Vinyl
Lot Area15,464 sqft (0.355 acres)
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address416 SPRING VALLEY LN
CityWHITEHALL
StateMI
Zip49461-1635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW-0664BB CITY OF WHITEHALL W 90 FT OF E 250 FT OF THAT PART OF NE 1/4 OF SW 1/4 OF SE 1/4 LYING S OF BUSH CREEK S 50 FT F
Legal SubdivisionCITY OF WHITEHALL
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITEHALL
Census Block Group2
Census Block2026
Census Tract3702

Owner

Source: Muskegon County records · APN 22028400002700

Assessment roll updated June 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 20, 2024Warranty Deed, Transfer · VA Mortgage
T2 FINANCIAL LLC
Jan 17, 2023Deed of Trust, Mortgage
GRANT R HUBBER ETUX
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHERN MORTGAGE SERVICES LLC
May 03, 2017Warranty Deed, Transfer · Conventional Mortgage
PRIVATE MORTGAGE WHOLESALE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleMay 03, 2017 · Amount on Record
Deed Document Number20245814229
Deed Book / Page4348 / 652
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Recording DateJul 28, 2026
Property Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
Document Number0005889873
Book / Page4424 / 368
Instrument DateJul 21, 2026
Instrument20265889873
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635

Mortgage

Document Number0005889873,
DateJul 28, 2026
Book Page4424/368
Instrument20265889873
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.49%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateFeb 20, 2024
Property Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
Document Number004348/652
Book / Page4348 / 652
Instrument DateFeb 15, 2024
Instrument5814229
Transaction TypeTransfer
Record UpdatedMar 04, 2024
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635

Transferred To (Grantee/Buyer)

NameVerified Name
Address2107 HARRISON AVE, MUSKEGON, MI 49441-1411

Mortgage

Document Number0005814230
DateFeb 20, 2024
Instrument5814230
Lender
NameT2 FINANCIAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
Transaction TypeMortgage
Record UpdatedJan 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635

Mortgage

Document Number004319/289
DateJan 17, 2023
Book Page4319/289
Instrument5784893
Lender
NameGRANT R HUBBER ETUX
TypePrivate Party
Address416 SPRING VALLEY LN, WHITEHALL, MI 49461
Agreement
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005703832
DateNov 03, 2020
Book Page4238/148
Instrument5703832
Lender
NameNORTHERN MORTGAGE SERVICES LLC
TypeMortgage Company
AddressGRANDVILLE, MI 49418
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateMay 03, 2017
Property Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635
Document Number4122/848
Book / Page4122 / 848
Instrument DateApr 18, 2017
Instrument5588643
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,204.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address416 SPRING VALLEY LN, 416, WHITEHALL, MI 49461-1635

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 SPRING VALLEY LN, WHITEHALL, MI 49461-1635

Mortgage

Document Number5588644
DateMay 03, 2017
Instrument5588644
Lender
NamePRIVATE MORTGAGE WHOLESALE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
MunicipalityWhitehall City
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$123,900 (+11.12%)$247,800 (+11.12%)
2025Homeowner's exemption$111,500 (+21.2%)$223,000 (+21.2%)
2023$92,000$184,000
2022$3,084.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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