416 Split Rail Ln, Hillsborough, NC 27278 Property Records

Orange County property record for 416 Split Rail Ln, Hillsborough, NC 27278

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,280 sqft · built 2022
Lot Size	2.87 acres (125,017 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,617 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`9866-75-2446`

Property Details

APN / Parcel Number

Primary APN	`9866-75-2446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Lot Area	125,017 sqft (2.87 acres)

Location & Zoning

Street Address	416 SPLIT RAIL LN
City	HILLSBOROUGH
State	NC
Zip	27278-7522
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	2 VIVIAN B KING P123/60
Jurisdiction	ORANGE NC
Township / Civil Division	HILLSBOROUGH
Census Block Group	2
Census Block	2006
Census Tract	10903

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2845 CALLOWAY DR, MEBANE, NC 27302-9671
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2021
Transfer Doc	0030044106
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NC
Property Address	416 SPLIT RAIL LN, HILLSBOROUGH, NC 27278-7522
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006786545
Date	Jun 22, 2022
Book Page	6786/545
Instrument	30074607

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Mar 30, 2021
Property Address	416 SPLIT RAIL LN, HILLSBOROUGH, NC 27278-7522
Document Number	0006714437
Book / Page	6714 / 437
Map Reference	MB 123 PG 60
Instrument Date	Mar 8, 2021
Instrument	30044106
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 SPLIT RAIL LN, HILLSBOROUGH, NC 27278-7522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2845 CALLOWAY DR, MEBANE, NC 27302-9671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,617.00 (+5.61%)	$320,400 (-) Land $100,000 Building $220,400	$320,400 (-) Land $100,000 Building $220,400
2025	$2,478.00 (+58.95%)	$320,400 (+112.47%) Land $100,000 Building $220,400	$320,400 (+112.47%) Land $100,000 Building $220,400
2023	$1,559.00	$150,800 Land $44,500 Building $106,300	$150,800 Land $44,500 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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