416 Spike Ct, Florence, SC 29505 Property Records

Florence County property record for 416 Spike Ct, Florence, SC 29505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,062 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Sep 2016)
Tax Bill	$920 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15219-01-155`

Property Details

APN / Parcel Number

Primary APN	`15219-01-155`
Alternative APN	`15078339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	2,062 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	430 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	416 SPIKE CT
City	FLORENCE
State	SC
Zip	29505-5272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S0UTHBROOK IV-B LT 100
Legal Subdivision	SOUTHBROOK SUBDIVISION
Legal Lot Number	100
Jurisdiction	FLORENCE SC
Township / Civil Division	DANWOOD
Census Block Group	1
Census Block	1013
Census Tract	1505

Owner

416 Spike Ct is owned and occupied by an individual who bought it in September 2016.

Source: Florence County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	416 SPIKE CT, FLORENCE, SC 29505-5272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage DIXIES FCU
Feb 18, 2025	Deed of Trust, Mortgage · Line of Credit DIXIES FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2016 · Amount on File
Deed Sale	Sep 22, 2016 · Amount on File
Prior Sale	Feb 11, 2009 · Amount on File
Deed Book / Page	652 / 1323
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	416 SPIKE CT, FLORENCE, SC 29505-5272
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SPIKE CT, FLORENCE, SC 29505-5272

Mortgage

Document Number	0010621214
Date	Aug 14, 2023
Book Page	1062/1214
Instrument	2023-00010309

Lender

Name	DIXIES FCU
Type	Credit Union
Address	DARLINGTON, SC 29532

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	416 SPIKE CT, FLORENCE, SC 29505-5272
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SPIKE CT, FLORENCE, SC 29505-5272

Mortgage

Document Number	DMA11421080
Date	Feb 18, 2025
Book Page	DMA1142/1080
Instrument	2025001957

Lender

Name	DIXIES FCU
Type	Credit Union
Address	501 RUSSELL ST, DARLINGTON, SC 29532

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.99%
Type Change Date	Apr 1, 2026
Min Rate At Change	5%
Max Rate At Change	18%

Tax Assessment & Valuation

The 2025 property tax bill for 416 Spike Ct was $920.

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Municipality	Florence City
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00	$8,705 Land $920 Building $7,785	$217,636 Land $23,000 Building $194,636
2023	$721.00 (+1.69%) Homeowner's exemption	$6,272,511 (+99,892.2%) Land $920,000 Building $5,352,511	$15,681,279 (+9,899.99%) Land $2,300,000 Building $13,381,279
2022	$709.00 Homeowner's exemption	$6,273 Land $920 Building $5,353	$156,813 Land $23,000 Building $133,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Spike Ct in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (2015–2020)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Spike Ct is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 79% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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