416 Soft Shadow Ln, Debary, FL 32713 Property Records

Volusia County property record for 416 Soft Shadow Ln, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,614 sqft · built 1990
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Apr 2024)
Tax Bill	$3,242 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8026-03-00-0070`

Property Details

APN / Parcel Number

Primary APN	`8026-03-00-0070`
Alternative APNs	`30182603000070` `5036987.0` `5036987`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,614 sqft Living Area
1st Floor Area	2,614 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	752 sqft
Patio Area	64 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5036987.0
Old Parcel Number	30182603000070
Street Address	416 SOFT SHADOW LN
City	DEBARY
State	FL
Zip	32713-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 7 FAIRWAY AT DEBARY MB 42 PG 49 PER OR 3761 PG 0024 PER OR 7961 PG 0203 PER OR 8540 PG 1815
Legal Range	30E
Legal Township	18S
Legal Section	26
Legal Subdivision	FAIRWAY
Legal Tract	3
Legal Lot Number	7
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1065
Census Tract	90905

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 SOFT SHADOW LN, DEBARY, FL 32713-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 6, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Deed Document Number	2024067152
Deed Book / Page	8540 / 1815
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 8, 2024
Property Address	416 SOFT SHADOW LN, DEBARY, FL 32713-2324
Document Number	0085401815
Book / Page	8540 / 1815
Map Reference	MB 42 PG 49
Instrument Date	Apr 1, 2024
Instrument	2024067152
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FIRST CHOICE TITLE GROUP LLC, FIRST CHOICE TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2787, SANFORD, FL 32772-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SOFT SHADOW LN, DEBARY, FL 32713-2324

Mortgage

Document Number	2024067153
Date	Apr 8, 2024
Instrument	2024067153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0085401817
Date	Apr 8, 2024
Book Page	8540/1817
Instrument	2024067153

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	416 SOFT SHADOW LN, DEBARY, FL 32713-2324
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073822743
Date	Apr 6, 2017
Book Page	7382/2743
Instrument	2017-068797

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,473 (+0.65%)	$486,785 (+15.16%) Land $147,500 Building $339,285
2024	$3,242.00 (+5.16%)
2023	$3,083.00 (+2.36%) Homeowner's exemption	$217,063 (+3%)	$422,693 (+8.79%) Land $89,000 Building $333,693
2022	$3,012.00 Homeowner's exemption	$210,741	$388,553 Land $102,000 Building $286,553

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	56 units insured incl. 5 condo units
Nearby Flood Claims	8 (2008–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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