416 Sherman Ave, Frederick, MD 21701 Property Records

Frederick County property record for 416 Sherman Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,626 sqft · built 1945
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Mar 2022)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-117843`

Property Details

APN / Parcel Number

Primary APN	`02-117843`
Alternative APNs	`2117843` `117843`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	784 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	160 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	117843
Street Address	416 SHERMAN AVE
City	FREDERICK
State	MD
Zip	21701-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT #42 40 X 145 416 SHERMAN AVE. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	420
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 SHERMAN AVE, FREDERICK, MD 21701-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed, Transfer · FHA Mortgage HOME SAVINGS & TRUST MORTGAGE
Nov 13, 2020	Deed of Trust, Mortgage · Conventional with PMI HOMESIDE FIN'L
Jun 21, 2017	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jun 21, 2017 · Amount on Record
Deed Book / Page	15798 / 323
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 17, 2022
Property Address	416 SHERMAN AVE, FREDERICK, MD 21701-6322
Document Number	0157980323
Book / Page	15798 / 323
Map Reference	MB 3 PL 35
Instrument Date	Mar 4, 2022
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 SHERMAN AVE, FREDERICK, MD 21701-6322

Mortgage

Document Number	0015798331
Date	Mar 17, 2022
Instrument	15798/331

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	416 SHERMAN AVE, FREDERICK, MD 21701-6322
Document Number	0143390290
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	MID ATLANTIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 SHERMAN AVE FREDERICK MD 217016322, FREDERICK, MD 21701-6322

Mortgage

Document Number	0143390290
Date	Dec 8, 2020
Book Page	014339/000290

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 21, 2017
Property Address	416 SHERMAN AVE, FREDERICK, MD 21701-6322
Document Number	0118810254
Book / Page	11881 / 0254
Map Reference	MB3 PL35
Instrument Date	Jun 15, 2017
Instrument	11881-0254
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 SHEMAN AVE, FREDERICK, MD 21701-6322

Mortgage

Document Number	118810259
Date	Jun 21, 2017
Instrument	11881-0259

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$355,067 (+32.13%)	$378,000 (+10.01%) Land $154,000 Building $224,000
2025	$6,360.00 (+29.29%)
2023	$4,919.00	$268,733	$343,600 Land $128,200 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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