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416 Shadow Ct, Oswego, IL 60543 Property Records

Kendall County property record for 416 Shadow Ct, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,420 sqft · built 2022
Lot Size0.027 acres (1,161 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Sep 2026)
Tax Bill$6,885 (2025)
Deeds & MortgagesSep 2026 Sale
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-16-355-114

Property Details

APN / Parcel Number

Primary APN03-16-355-114

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,420 sqft Living Area
Gross Area2,130 sqft
1st Floor Area1,420 sqft
Basement Area320 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area1,161 sqft (0.027 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address416 SHADOW CT
CityOSWEGO
StateIL
Zip60543-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNW 20.04 OF SE 115.96 OF LOT 35 SEASONS AT SOUTHBURY POD 6
Legal SubdivisionSEASONS AT SOUTHBURY POD
Legal Lot Number35
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group2
Census Block2017
Census Tract890107

Owner

Source: Kendall County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address307 BOULDER HILL PASS, MONTGOMERY, IL 60538-2701
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2026Warranty Deed, Transfer
SATURN TITLE LLC, SATURN TITLE
May 13, 2022Special Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2026 · Amount on Record
Deed SaleSep 24, 2026 · Amount on Record
Deed Document Number202613992
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateSep 24, 2026
Property Address416 SHADOW CT, OSWEGO, IL 60543-5230
Document Number0000013992
Instrument DateSep 21, 2026
Instrument202613992
Transaction TypeTransfer
Record UpdatedSep 30, 2026
Title CompanySATURN TITLE LLC, SATURN TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

May 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKENDALL IL
Recording DateMay 13, 2022
Property Address416 SHADOW CT, OSWEGO, IL 60543-5230
Document Number0000008488
Map ReferenceDOC 200600022348
Instrument DateMay 9, 2022
Instrument202200008488
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyLENNAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address416 SHADOW CT, OSWEGO, IL 60543-5230

Mortgage

Document Number0000008489
DateMay 13, 2022
Instrument202200008489
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,885.00 (-2.05%)$97,087 (+119.62%) Land $26,781 Building $70,306$291,261 (+119.62%) Land $80,343 Building $210,918
2024$7,029.00
2022$44,207 Land $12,194 Building $32,013$132,621 Land $36,582 Building $96,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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