416 Seneca River Rd, Myrtle Beach, SC 29588 Property Records

Horry County property record for 416 Seneca River Rd, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,964 sqft · built 1992
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$329,900 (May 2021)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`457-12-03-0048`

Property Details

APN / Parcel Number

Primary APN	`457-12-03-0048`
Alternative APN	`1912401159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,964 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	529 sqft
Pool Area	480 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	416 SENECA RIVER RD
City	MYRTLE BEACH
State	SC
Zip	29588-7477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE LAKES PH VI; LOT 33 BL N
Legal Subdivision	THE LAKES PH VI
Legal Lot Number	33
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	3
Census Block	3000
Census Tract	51605

Owner

416 Seneca River Rd is owned and occupied by an individual who acquired it in April 2024.

Source: Horry County records, as of February 10, 2026

Owner of Record	Individual Name on File
Mailing Address	416 SENECA RIVER RD, MYRTLE BEACH, SC 29588-7477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage ANDERSON BROTHERS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on File
Deed Sale	May 11, 2021 · Amount on File
Prior Sale	Nov 7, 2019 · Amount on File
Deed Book / Page	4418 / 2394
Last Transfer Date	Apr 20, 2024
Transfer Doc	0048033236
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 11, 2021
Property Address	416 SENECA RIVER RD, MYRTLE BEACH, SC 29588-7477
Document Number	44182394
Book / Page	4418 / 2394
Instrument Date	May 7, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 CAMROSE WAY, MYRTLE BEACH, SC 29588-7996

Mortgage

Document Number	63860000001560
Date	May 11, 2021
Book Page	0000006386/0000001560

Lender

Name	GUILD MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 7, 2019
Property Address	416 SENECA RIVER RD, MYRTLE BEACH, SC 29588-7477
Document Number	4258/3362
Book / Page	004258 / 003362
Instrument Date	Nov 6, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 501 DILLINGHAM AK 995760501, DILLINGHAM, AK 99576-0501

Mortgage

Document Number	6147/1581
Date	Nov 7, 2019
Book Page	006147/001581

Lender

Name	ANDERSON BROTHERS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 416 Seneca River Rd was $1,784, down 68.4% from the year before.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (-68.42%)
2024	$5,649.00 (+5.91%)	$18,440 (+77.72%) Land $3,400 Building $15,040	$460,991 (+77.71%) Land $85,000 Building $375,991
2023	$5,334.00	$10,376 Land $2,096 Building $8,280	$259,400 Land $52,400 Building $207,000
2021	$1,071.00	$15,564 Land $3,144 Building $12,420	$259,400 Land $52,400 Building $207,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Seneca River Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 172 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	172 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Seneca River Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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