416 Scott St, Covington, KY 41011 Property Records

Kenton County property record for 416 Scott St, Covington, KY 41011 · Last verified December 2025

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · built 2017
Lot Size0.019 acres (871 sqft)
OwnerIndividual Name on File
Last Sale$506,000 (Jun 2021)
Tax Bill$6,704 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054-23-11-001.04

Property Details

APN / Parcel Number

Primary APN054-23-11-001.04

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories

Exterior

Year BuiltBuilt 2017
Exterior MaterialBrick
Foundation TypeStone
Lot Area871 sqft (0.019 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address416 SCOTT ST
CityCOVINGTON
StateKY
Zip41011-1528
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionBOONE BLOCK LOT 4
Legal SubdivisionBOONE BLOCK
Legal Lot Number4
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2001
Census Tract67000

Owner

Source: Kenton County records · APN 054-23-11-001.04

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address416 SCOTT ST, COVINGTON, KY 41011-1528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE SERVICE CO
Mar 04, 2019Warranty Deed, Transfer · Conventional with PMI
CENTRAL BK
Jun 30, 2017Warranty Deed, Transfer · Conventional with PMI
CINCINNATI FED'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2021 · Amount on Record
Deed SaleJun 18, 2021 · Amount on Record
Prior SaleMar 04, 2019 · Amount on Record
Deed Document Number0000098792
Deed Book / Page98 / 792
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 18, 2021
Property Address416 SCOTT ST, COVINGTON, KY 41011-1528
Document Number0005900096
Book / Page98 / 792
Map ReferencePL 2162
Instrument DateJun 15, 2021
Instrument21061805900096
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title Company360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address63 W LAKESIDE AVE, 63, LAKESIDE PARK, KY 41017-2109

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 SCOTT ST, COVINGTON, KY 41011-1528

Mortgage

Document Number0005900097
DateJun 18, 2021
Book Page232/740
Instrument21061805900097
Lender
NameAMERICAN MORTGAGE SERVICE CO
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMar 04, 2019
Property Address416 SCOTT ST, COVINGTON, KY 41011-1528
Document Number0000000215
Book / Page0C6611 / 000156
Instrument DateFeb 28, 2019
Instrument215
Transaction TypeTransfer
Record UpdatedMar 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address416 SCOTT ST COVINGTON KY 410111528, COVINGTON, KY 41011-1528

Mortgage

Document Number217
DateMar 04, 2019
Book Page0C6611/000159
Instrument217
Lender
NameCENTRAL BK
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 03, 2049

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 30, 2017
Property Address416 SCOTT ST, COVINGTON, KY 41011-1528
Document Number0000000168
Book / Page006191 / 000349
Instrument DateJun 29, 2017
Instrument168
Transaction TypeTransfer
Record UpdatedJul 27, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address416 SCOTT ST COVINGTON KY 410111528, COVINGTON, KY 41011-1528

Mortgage

Document Number169
DateJun 30, 2017
Book Page0C6192/000001
Instrument169
Lender
NameCINCINNATI FED'L
AddressCINCINNATI, OH 45247
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 29, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,704.00 (-0.52%)$506,000 (-) Land $15,000 Building $491,000$506,000 (-) Land $15,000 Building $491,000
2023$6,739.00$506,000 Land $15,000 Building $491,000$506,000 Land $15,000 Building $491,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Covington Downtown Commercial Historic District
listed 1983 · 250 contributing resources · NRIS 83002804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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