416 Sand Ridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 416 Sand Ridge Rd, Hubert, NC 28539

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 2003
Lot Size	0.349 acres (15,198 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Sep 2024)
Tax Bill	$724 (2026)
Deeds & Mortgages	Mar 2019 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1307A-5`

Property Details

APN / Parcel Number

Primary APN	`1307A-5`
Alternative APNs	`490013937` `433747000` `003032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,198 sqft (0.349 acres)
Lot Dimensions	190 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490013937
Street Address	416 SAND RIDGE RD
City	HUBERT
State	NC
Zip	28539-4359
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-8M
Legal Description	L10 WOOD RIDGE
Legal Subdivision	WOOD RIDGE REVISING 35-42
Legal Lot Number	10
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

416 Sand Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in September 2024.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	416 SAND RIDGE RD, HUBERT, NC 28539-4359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC
Jun 9, 2017	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Book / Page	6213 / 80
Prior Transfer Date	May 3, 2012
Prior Transfer Doc	0039950661
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	416 SANDRIDGE RD, HUBERT, NC 28539-4359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049060454
Date	Mar 5, 2019
Book Page	4906/454

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 9, 2017
Property Address	416 SANDRIDGE RD, HUBERT, NC 28539-4359
Document Number	0046270852
Book / Page	4627 / 852
Map Reference	MB35 PG131 SL J-638
Instrument Date	Apr 13, 2017
Instrument	4627-852
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 SANDRIDGE RD, HUBERT, NC 28539-4359

Mortgage

Document Number	4627855
Date	Jun 9, 2017
Instrument	4627-855

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 416 Sand Ridge Rd was $724.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$724.00	$186,011 (+68.26%) Land $50,000 Building $136,011	$186,011 (+68.26%) Land $50,000 Building $136,011
2025	$724.00	$110,548 Land $40,000 Building $70,548	$110,548 Land $40,000 Building $70,548
2023	$429.00	$110,548 Land $40,000 Building $70,548	$110,548 Land $40,000 Building $70,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Sand Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Sand Ridge Rd is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 95% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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