Porter County property record for 416 Sable Dr, Valparaiso, IN 46385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1978 |
| Lot Size | 0.196 acres (8,581 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,401 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-09-06-479-006.000-019 |
| Primary APN | 64-09-06-479-006.000-019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,581 sqft (0.196 acres) |
| Lot Dimensions | 107 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 254 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Other |
| Sewer | Connected |
| Account Number | 00000925620 |
|---|---|
| Old Parcel Number | 640906476171000019 |
| Street Address | 416 SABLE DR |
| City | VALPARAISO |
| State | IN |
| Zip | 46385-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALT CREEK VALLEY COMMONS 1ST ADD LOT 2423 TCCD |
| Legal Subdivision | SALT CREEK |
| Legal Lot Number | 2423 |
| Jurisdiction | PORTER IN |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 51006 |
416 Sable Dr is owned and occupied by two individuals who acquired it in August 2019.
Source: Porter County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 SABLE DR, VALPARAISO, IN 46385-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 26, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 |
| Deed Sale | Aug 26, 2019 |
| Deed Document Number | 0000018516 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PORTER IN |
| Property Address | 416 SABLE DR, VALPARAISO, IN 46385-8116 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 416 SABLE DR, VALPARAISO, IN 46385-8116 |
| Document Number | 0000019274 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-019274 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Nov 1, 2065 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PORTER IN |
| Recording Date | Aug 26, 2019 |
| Property Address | 416 SABLE DR, VALPARAISO, IN 46385-8116 |
| Document Number | 0000018516 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 18516 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2019 |
| Title Company | COMMUNITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 416 SABLE DR VALPARAISO IN 463858116, VALPARAISO, IN 46385-8116 |
| Document Number | 18517 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 18517 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Porter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Porter County |
| County Subdivision | Union Township |
| Unified School District | Union Township School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,200 Land $35,900 Building $173,300 | $209,200 Land $35,900 Building $173,300 | |
| 2024 | $1,401.00 (+6.46%) | ||
| 2023 | $1,316.00 (+5.7%) | $181,000 Land $28,200 Building $152,800 | $181,000 Land $28,200 Building $152,800 |
| 2022 | $1,245.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Sable Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 416 Sable Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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