Mercer County property record for 416 S Mill St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 962 sqft · built 1910 |
| Lot Size | 0.095 acres (4,158 sqft) |
| Owner | Individual Name on File |
| Last Sale | $32,500 (Jun 1998) |
| Tax Bill | $1,354 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage May 2005 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-119600.0000 |
| Primary APN | 27-119600.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 962 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 4,158 sqft (0.095 acres) |
| Lot Dimensions | 66 ft deep x 63 ft wide |
| Street Address | 416 S MILL ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD PLAT LOT NO 408 S 1/2 LOT#: 00408 |
| Legal Lot Number | 408 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 967600 |
416 S Mill St is owned and occupied by an individual who bought it in June 1998.
Source: Mercer County records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 19, 2025 | Deed of Trust, Mortgage WALER PEARL ROBERT9824 |
| May 10, 2005 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY MORTGAGE INC |
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERCER COUNTY STATE BANK |
| Jun 3, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 1998 · Amount on File |
| Deed Sale | Jun 29, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202500001004 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 202500001004 |
| Name | WALER PEARL ROBERT9824 |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200500002829 |
|---|---|
| Date | May 10, 2005 |
| Instrument | 200500002829 |
| Name | FIDELITY MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | BROADVIEW HEIGHTS, OH 44147 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jun 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 22, 2026 |
| Property Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Document Number | 0000002807 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Document Number | 0000002807, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20262807 |
| Name | MERCER COUNTY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate | 18% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 3, 2022 |
| Property Address | 416 S MILL ST, CELINA, OH 45822-2419 |
| Document Number | 202200002808 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202200002808 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 S MILL ST, CELINA, OH 45822-2419 |
The 2025 property tax bill for 416 S Mill St was $1,354.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,354.00 | $33,470 Land $5,640 Building $27,830 | |
| 2023 | $1,350.00 (+23.18%) | $33,470 (+40.99%) Land $5,640 Building $27,830 | $95,600 Land $16,100 Building $79,500 |
| 2022 | $1,096.00 | $23,740 Land $3,470 Building $20,270 | |
| 2020 | $67,800 Land $9,900 Building $57,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 S Mill St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2019) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 416 S Mill St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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