Worcester County property record for 416 S Main St, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,070 sqft · built 1910 |
| Lot Size | 0.445 acres (19,397 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (May 2018) |
| Tax Bill | $5,079 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit May 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-028135 |
| Primary APN | 03-028135 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,070 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 19,397 sqft (0.445 acres) |
| Pool Area | 512 sqft |
| Porch | Slab |
| Porch Area | 656 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Connected |
| Account Number | 028135 |
|---|---|
| Street Address | 416 S MAIN ST |
| City | BERLIN |
| State | MD |
| Zip | 21811-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & ITEM B 416 SOUTH MAIN ST MABEL DAVIS TRUST SUBDIV |
| Legal Subdivision | MABEL DAVIS TRUST SUB |
| Legal Lot Number | 1 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 951000 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 416 S MAIN ST, BERLIN, MD 21811-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 4, 2018 | Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Jun 16, 2017 | Deed of Trust, Mortgage · Line of Credit CALVIN B TAYLOR BKNG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on Record |
| Deed Sale | May 4, 2018 · Amount on Record |
| Prior Sale | Jun 1, 1995 · Amount on Record |
| Deed Book / Page | 7204 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 416 S MAIN ST, BERLIN, MD 21811-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 416 S MAIN ST, BERLIN, MD 21811-1408 |
| Document Number | 0090870009 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 9087/9 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | May 4, 2018 |
| Property Address | 416 S MAIN ST, BERLIN, MD 21811-1408 |
| Document Number | 0072040340 |
| Book / Page | 007204 / 000340 |
| Instrument Date | May 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 416 S MAIN ST BERLIN MD 218111408, BERLIN, MD 21811-1408 |
| Document Number | 72040346 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 007204/000346 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 416 S MAIN ST, BERLIN, MD 21811-1408 |
| Document Number | 0070290059 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 416 S MAIN ST BERLIN MD 218111408, BERLIN, MD 21811-1408 |
| Document Number | 0070290059 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 007029/000059 |
| Name | CALVIN B TAYLOR BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | BERLIN, MD 21811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Municipality | Berlin Town |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,079.00 (+3.21%) Homeowner's exemption | $381,200 (+29.65%) | $410,500 (+27.25%) Land $111,700 Building $298,800 |
| 2025 | $4,921.00 (+6.84%) Homeowner's exemption | ||
| 2023 | $4,606.00 Homeowner's exemption | $294,033 | $322,600 Land $111,700 Building $210,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 individual policies |
| Nearby Flood Policies | 27 units insured incl. 3 condo units |
| Nearby Flood Claims | 13 (1992–2020) |
| Claims Outside the SFHA | 12 of 13 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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