416 S Division St, Flora, IN 46929 Property Records

Carroll County property record for 416 S Division St, Flora, IN 46929

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,480 sqft · built 1973
Lot Size	0.174 acres (7,579 sqft)
Owner	Individual Name on Record
Last Sale	$164,800 (Jun 2024)
Tax Bill	$846 (2025)
Deeds & Mortgages	Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-10-013-067.000-016`

Property Details

APN / Parcel Number

Primary APN	`08-10-10-013-067.000-016`
Alternative APNs	`00155239500` `0181306700`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	2,200 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,579 sqft (0.174 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00155239500
Street Address	416 S DIVISION ST
City	FLORA
State	IN
Zip	46929-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	018-13067-00 FLORA OVERHOLSER'S 4TH S2 LOT 2
Legal Subdivision	FLORA OVERHOLSER'S 4TH
Legal Lot Number	2
Jurisdiction	CARROLL IN
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2035
Census Tract	959800

Owner

Source: Carroll County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 S DIVISION ST, FLORA, IN 46929-1342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Sep 28, 2023 · Amount on Record
Deed Document Number	20241580
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 28, 2023
Property Address	416 S DIVISION ST, FLORA, IN 46929-1342
Document Number	2023002571
Instrument Date	Sep 27, 2023
Instrument	2023002571
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S DIVISION ST, FLORA, IN 46929-1342

Mortgage

Document Number	2023002572
Date	Sep 28, 2023
Instrument	2023002572

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Monroe Township
Municipality	Flora Town
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$846.00 (+8.74%) Homeowner's exemption	$131,800 (+46.12%) Land $14,500 Building $117,300	$131,800 (+46.12%) Land $14,500 Building $117,300
2024	$778.00 (+27.12%)
2023		$90,200 (-) Land $10,500 Building $79,700	$90,200 (-) Land $10,500 Building $79,700
2022	$612.00	$90,200 Land $10,500 Building $79,700	$90,200 Land $10,500 Building $79,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1983–2008)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA WATER WORKS serves 2,100 people · EPA ID IN5208003
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20