416 S Chestnut St, Le Roy, IL 61752 Property Records

McLean County property record for 416 S Chestnut St, Le Roy, IL 61752

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1972
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 2026)
Tax Bill	$4,051 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-21-352-005`

Property Details

APN / Parcel Number

Primary APN	`30-21-352-005`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	2,532 sqft
2nd Floor Area	733 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	7,840 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	416 S CHESTNUT ST
City	LE ROY
State	IL
Zip	61752-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCONNELL BROS SUB (EX N8) W 1/2 LOT 21 & W1/2 LOT 22
Legal Range	04E
Legal Township	22N
Legal Section	21
Legal Subdivision	MCCONNELL BROS SUB
Legal Lot Number	21,22
Jurisdiction	MCLEAN IL
Township / Civil Division	EMPIRE
Census Block Group	1
Census Block	1216
Census Tract	5502

Owner

416 S Chestnut St is owned and occupied by two individuals who bought it in August 2026.

Source: McLean County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jun 22, 2026	Warranty Deed, Transfer ALLIANCE LAND TITLE
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Jun 22, 2026 · Amount on File
Deed Document Number	202612412
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 24, 2026
Property Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702
Document Number	0000012412
Instrument Date	Jul 20, 2026
Instrument	202612412
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702

Mortgage

Document Number	0000012413,
Date	Aug 24, 2026
Instrument	202612413

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 22, 2026
Property Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702
Document Number	0000008455
Instrument Date	May 29, 2026
Instrument	20268455
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Tax	$31,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	416 S CHESTNUT ST, LE ROY, IL 61752-1702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800019179
Date	Nov 27, 2018
Instrument	2018-00019179

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Empire Township
Municipality	Le Roy City
Unified School District	Le Roy Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,827 Land $4,638 Building $53,189	$173,481 Land $13,914 Building $159,567
2024	$4,051.00 (+10.02%)
2023	$3,682.00	$48,038 Land $3,853 Building $44,185	$144,114 Land $11,559 Building $132,555

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 S Chestnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 S Chestnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LE ROY serves 3,498 people · EPA ID IL1130750
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	13 ppb (2026) action level 15 ppb
Copper	2.7 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	Lead public education Mar 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Nextlink Fixed Wireless	1,000 / 500
Mediacom Xtream Cable	1,000 / 50
MR Systems Wireless Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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