416 S Broad St, Gastonia, NC 28054 Property Records

Gaston County property record for 416 S Broad St, Gastonia, NC 28054

Property Summary

Property TypeBank, Financial Building
Details3 bd · 2 ba · 2,366 sqft · built 1921
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on File
Last Sale$70,000 (Sep 1991)
Tax Bill$1,690 (2026)
Flood ZoneZone X (minimal risk)
APN01054 03400

Property Details

APN / Parcel Number

Primary APN01054 03400
Alternative APNs
  • 109197
  • 425454

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,366 sqft Heated Area

Exterior

Year BuiltBuilt 1921
Effective Year BuiltEffective 1921
Exterior MaterialConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialShingle
Lot Area14,810 sqft (0.34 acres)
PorchPorch
Porch Area364 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address416 S BROAD ST
CityGASTONIA
StateNC
Zip28054-4304
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeOFF03
Legal Description01 054 034 00 000
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1004
Census Tract32703

Owner

416 S Broad St, a commercial property, is owned by a company that bought it in September 1991.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address416 S BROAD ST, GASTONIA, NC 28054-4304
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1991 · Amount on File
Deed SaleSep 1, 1991 · Amount on File
Deed Book / Page2128 / 215
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 416 S Broad St was $1,690.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,690.00$158,110 Land $59,240 Building $98,870
2023$1,707.00$158,110 Land $59,240 Building $98,870
2021$116,580 Land $44,870 Building $71,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 S Broad St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2024)
Most Recent ClaimJul 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 S Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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