416 River Rd, Edgecomb, ME 04556 Property Records

Lincoln County and Edgecomb Town property record for 416 River Rd, Edgecomb, ME 04556

Property Summary

Property Type	Single Family Home
Details	1,258 sqft
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individuals on Record
Last Sale	$785,000 (Oct 2025)
Tax Bill	$5,854 (2025)
Deeds & Mortgages	Jan 2021 Refinance Nov 2021 Refinance + 5 more
Flood Zone	Zone X (minimal risk)
APN	`EDGE M:R06 L:009-01`

Property Details

APN / Parcel Number

Primary APN	`EDGE M:R06 L:009-01`
Alternative APNs	`M:R06 L:009=01` `1399`

Interior

Building Area	1,258 sqft Living Area

Exterior

Lot Area	165,528 sqft (3.8 acres)

Location & Zoning

Account Number	1399
Street Address	416 RIVER RD
City	EDGECOMB
State	ME
Zip	04556-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	9-1
Jurisdiction	EDGECOMB ME
Township / Civil Division	EDGECOMB
Census Block Group	3
Census Block	3027
Census Tract	975400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Edgecomb Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Mar 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
May 22, 2017	Warranty Deed, Transfer NBKC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	May 22, 2017 · Amount on Record
Deed Document Number	2025118599
Deed Book / Page	6269 / 155
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056450136
Date	Jan 6, 2021
Book Page	5645/136
Instrument	69915

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	145 Months
Due	Feb 1, 2033

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058020291
Date	Nov 3, 2021
Book Page	5802/291
Instrument	81295

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	265 Months
Due	Dec 1, 2043

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060200284
Date	Jul 31, 2023
Book Page	6020/284
Instrument	98385

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGECOMB ME
Recording Date	Oct 1, 2025
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Document Number	0062690155
Book / Page	6269 / 155
Instrument Date	Sep 30, 2025
Instrument	118599
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000118600
Date	Oct 1, 2025
Instrument	118600

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053660165
Date	Mar 28, 2019
Book Page	5366/165
Instrument	48022

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Apr 1, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMB ME
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056220297
Date	Nov 23, 2020
Book Page	5622/297
Instrument	68398

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGECOMB ME
Recording Date	May 22, 2017
Property Address	416 RIVER RD, EDGECOMB, ME 04556-3431
Document Number	0051360069
Book / Page	05136 / 0069
Instrument	000000027151
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027152
Date	May 22, 2017
Instrument	000000027152

Lender

Name	NBKC BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Lincoln County and Edgecomb Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Edgecomb Town
Unified School District	Edgecomb (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,854.00 (+35.32%)	$598,554 (+204.15%) Land $131,000 Building $467,554
2024	$4,326.00 (+31.61%)	$196,798 (-) Land $47,800 Building $148,998
2023	$3,287.00 (+3.43%)	$196,798 (-) Land $47,800 Building $148,998	$544,160
2022	$3,178.00	$196,798 Land $47,800 Building $148,998

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30
Tidewater O.P.E.N. Fiber	100 / 100

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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