416 Riding Path Dr, Clayton, DE 19938 Property Records

Kent County property record for 416 Riding Path Dr, Clayton, DE 19938

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,864 sqft · built 2021
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$389,956 (May 2021)
Tax Bill$2,420 (2026)
Deeds & MortgagesNov 2025 Line of Credit
Jun 2022 Line of Credit
+ 7 more
Flood ZoneZone X (minimal risk)
APN3-00-026.02-01-48.00-000

Property Details

APN / Parcel Number

Primary APN3-00-026.02-01-48.00-000
Alternative APNs
  • KH00026.020148.00/000
  • 81048
  • 85179

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,864 sqft Living Area
Basement Area1,201 sqft
Finished Basement465 sqft
Unfinished Basement736 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions180 ft deep x 161 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area652 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number85179
Street Address416 RIDING PATH DR
CityCLAYTON
StateDE
Zip19938-4667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAC
Legal DescriptionJOCKEY HOLLOW, LOT #181 416 RIDING PATH DR
Legal SubdivisionJOCKEY HOLLOW
Legal Lot Number181
JurisdictionKENT DE
Township / Civil DivisionKENTON
Census Block Group4
Census Block4005
Census Tract40100

Owner

416 Riding Path Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Kent County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · Line of Credit
DOVER FCU
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
May 14, 2021Deed, Transfer · VA Mortgage
NFM INC
Aug 7, 2020Loan Modification, Mortgage
MID PENN BK
May 29, 2019Loan Modification, Mortgage
MID PENN BK
Jun 5, 2018Grant Deed, Mortgage · Line of Credit
MID PENN BK
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
MID PENN BK
Oct 3, 2017Loan Modification, Mortgage · Line of Credit
MID PENN BK
Aug 14, 2017Loan Modification, Mortgage · Line of Credit
MID PENN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2021 · Amount on File
Deed SaleMay 14, 2021 · Amount on File
Deed Document Number2021418197
Deed Book / Page11067 / 182
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Transaction TypeMortgage
Record UpdatedNov 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000524160
DateNov 3, 2025
Book Page13859/134
Instrument2025-524160
Lender
NameDOVER FCU
TypeCredit Union
AddressDOVER, DE 19904
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 2, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000453631
DateJun 14, 2022
Book Page11996/35
Instrument2022-453631
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMay 14, 2021
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Document Number0000418197
Book / Page11067 / 182
Map ReferenceMB 89 PG 34
Instrument DateMar 22, 2021
Instrument2021-418197
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,598.27
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 RIDING PATH DR, CLAYTON, DE 19938

Mortgage

Document Number0000418198
DateMay 14, 2021
Instrument2021-418198
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Document Number0000393214
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressRIDING PATH DR CLAYTON DE 19938, CLAYTON, DE 19938

Mortgage

Document Number0000393214
DateAug 25, 2020
Book Page010379/000112
Instrument393214
Lender
NameMID PENN BK
TypeBank
Agreement
AmountAmount on Record

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Recording DateMay 29, 2019
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Book / Page009608 / 000048
Instrument DateMay 8, 2019
Instrument362507
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address23 COUNTRY HOLLOW DR CLAYTON DE 19938, CLAYTON, DE 19938

Mortgage

Document Number0000362507
DateMay 29, 2019
Book Page009608/000048
Instrument362507
Lender
NameMID PENN BK
TypeBank
Agreement
AmountAmount on Record

June 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateJun 5, 2018
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Book / Page009145 / 000279
Instrument DateMay 15, 2018
Instrument341808
Transaction TypeMortgage
Record UpdatedJun 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 N ORANGE ST #731 WILMINGTON DE 198011172, 731, WILMINGTON, DE 19801-1172

Mortgage

Document Number0000341808
DateJun 5, 2018
Book Page009145/000279
Instrument341808
Lender
NameMID PENN BK
TypeBank
Address2407 PARK DR, HARRISBURG, PA 17110-9303
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Document Number0000327603
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedOct 11, 2017
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 N ORANGE ST #731 WILMINGTON DE 198011172, 731, WILMINGTON, DE 19801-1172

Mortgage

Document Number0000327603
DateOct 3, 2017
Book Page008822/000028
Instrument327603
Lender
NameMID PENN BK
TypeBank
AddressHARRISBURG, PA 17110
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Recording DateOct 3, 2017
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Book / Page008822 / 000045
Instrument DateSep 14, 2017
Instrument327604
Transaction TypeMortgage
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000327604
DateOct 3, 2017
Book Page008822/000045
Instrument327604
Lender
NameMID PENN BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENT DE
Recording DateAug 14, 2017
Property Address416 RIDING PATH DR, CLAYTON, DE 19938-4667
Book / Page008747 / 000160
Instrument DateAug 1, 2017
Instrument324403
Transaction TypeMortgage
Record UpdatedAug 24, 2017

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000324403
DateAug 14, 2017
Book Page008747/000160
Instrument324403
Lender
NameMID PENN BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 416 Riding Path Dr was $2,420, up 1.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,420.00 (+1.77%)$453,100 (-) Land $108,000 Building $345,100
2025$2,378.00$453,100 Land $108,000 Building $345,100
2023$2,317.00$72,100 Land $5,900 Building $66,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Riding Path Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Riding Path Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN NORTHERN KENT REGIONAL
private · serves 7,014 people · EPA ID DE00A0673
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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