416 Ray Ave, Lafayette, LA 70506 Property Records

Lafayette Parish property record for 416 Ray Ave, Lafayette, LA 70506

Property Summary

Property Type	Single Family Home
Details	1,499 sqft · built 1960
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$23,000 (Sep 2021)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6022456`

Property Details

APN / Parcel Number

Primary APN	`6022456`

Interior

Building Area	1,499 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	7,841 sqft (0.18 acres)
Garage Area	449 sqft

Location & Zoning

Street Address	416 RAY AVE
City	LAFAYETTE
State	LA
Zip	70506-4531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S W 61-1/4 FT OF LOTS 24- 25-26-27-28 BLK 23 7TH CORNAY EXT
Legal Range	04E
Legal Township	09S
Legal Section	06
Legal Subdivision	CORNAY SEVENTH EXTENSION
Legal Block	23
Legal Lot Number	24-25
Jurisdiction	LAFAYETTE LA
Township / Civil Division	D
Census Block Group	2
Census Block	2010
Census Tract	500

Owner

416 Ray Ave is owned and occupied by an individual who bought it in September 2021.

Source: Lafayette Parish records, as of April 6, 2026

Owner of Record	Individual Name on File
Mailing Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · ARM HOME BANK NA
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME BANK NA
May 22, 2012	Deed of Trust, Mortgage ACADIANA MEDICAL FCU
Feb 21, 2006	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 24, 2021	Deed, Transfer · VA Mortgage NAVY FCU
Nov 4, 2013	Contract Sale, Transfer · FHA Mortgage PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	202143628
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700022536
Date	Jun 9, 2017
Instrument	2017-00022536

Lender

Name	HOME BANK NA
Type	Bank
Address	LAFAYETTE, LA 70508

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900026049
Date	Aug 5, 2019
Instrument	2019-00026049

Lender

Name	HOME BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200018633
Date	May 22, 2012
Instrument	2012-00018633

Lender

Name	ACADIANA MEDICAL FCU
Address	LAFAYETTE, LA 70506

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2022

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE LA
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600006561
Date	Feb 21, 2006
Instrument	2006-00006561

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE LA
Recording Date	Sep 24, 2021
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Document Number	202100043628
Map Reference	ENT 2017-00022535
Instrument Date	Sep 22, 2021
Instrument	2021-00043628
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 MYRTLE PL, LAFAYETTE, LA 70506-3334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 RAY AVE, LAFAYETTE, LA 70506-4531

Mortgage

Document Number	202100043629
Date	Sep 24, 2021
Instrument	2021-00043629

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

November 2013: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	LAFAYETTE LA
Recording Date	Nov 4, 2013
Property Address	416 RAY AVE, LAFAYETTE, LA 70506-4531
Document Number	201300046381
Instrument Date	Oct 29, 2013
Instrument	2013-00046381
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HAILE TITLE COMPANY LLC, THE TITLE CO LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 RAY AVE, LAFAYETTE, LA 70506-4531

Mortgage

Document Number	201300046382
Date	Nov 4, 2013
Instrument	2013-00046382

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 416 Ray Ave was $2,235 with a homeowner's exemption.

Source: Lafayette Parish assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Lafayette Parish
Municipality	Lafayette City
Unified School District	Lafayette Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00	$21,485 Land $3,455 Building $18,030	$214,850 Land $34,550 Building $180,300
2023	$1,451.00 (+0.62%) Homeowner's exemption	$19,986 (-) Land $3,455 Building $16,531	$199,860 (-) Land $34,550 Building $165,310
2022	$1,442.00 Homeowner's exemption	$19,986 Land $3,455 Building $16,531	$199,860 Land $34,550 Building $165,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Ray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Ray Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LFT Fiber Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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