Polk County property record for 416 Pinellas Rd, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,894 sqft Living Area |
| Lot Size | 12,001 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2017) |
| Tax Bill | $1,680.00 (2025) |
| Primary APN | 26-28-34-662000-003771 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,894 sqft Living Area |
| Gross Area | 2,422 sqft Gross Area |
| 1st Floor | 1,894 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Other Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,001 sqft (0.276 acres) |
| Depth X Width | 150 ft x 80 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Pool Area | 336 sqft Pool |
| Shed | 1 Shed |
| Utility Building | 65 sqft Utility Building |
| Street Address | 416 PINELLAS RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1967 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELOISE WOODS LAKE MARIAM UNIT PB 17 PG 49 49A 49B N 80 FT OF LOTS 377 & 378 & N 80 FT OF W1/2 OF 379 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE MARIAM UNIT |
| Legal Tract | 662000 |
| Legal Block | 2 |
| Legal Lot Number | 377,3 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 13902 |
Source: Polk County records · APN 26-28-34-662000-003771
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOWER LLC |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jun 19, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on Record |
| Deed Sale | Jun 19, 2017 · Amount on Record |
| Prior Sale | May 14, 2001 · Amount on Record |
| Deed Doc Number | 2017116119 |
| Deed Book / Page | 10179 / 1184 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Document Number | 0000173916 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 12777/975 |
| Instrument | 2023173916 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Investor | Possibly a Property Investor |
| Document Number | 0000095583 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 11669/290 |
| Instrument | 2021095583 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 19, 2017 |
| Property Address | 416 PINELLAS RD, WINTER HAVEN, FL 33884-1967 |
| Document Number | 0101791184 |
| Book / Page | 010179 / 001184 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 116119 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 416 PINELLAS RD WINTER HAVEN FL 338841967, WINTER HAVEN, FL 33884-1967 |
| Document Number | 101791186 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 010179/001186 |
| Instrument | 116120 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 (-18.6%) Homeowner's exemption | $167,272 (+5.99%) | $252,943 (-6.31%) Land $45,603 Building $207,340 |
| 2023 | $2,064.00 (+3.46%) Homeowner's exemption | $157,823 (+3%) | $269,968 (+7.19%) Land $44,403 Building $225,565 |
| 2022 | $1,995.00 Homeowner's exemption | $153,226 | $251,865 Land $37,202 Building $214,663 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 3% of the US · above 3% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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