Santa Cruz County property record for 416 Park Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1960 |
| Lot Size | 0.082 acres (3,572 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,221 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-212-18 |
| Primary APN | 038-212-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,120 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 3,572 sqft (0.082 acres) |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 416 PARK DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SEACLIFF PARK SUB #2 |
| Legal Lot Number | 20,21 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 122100 |
Source: Santa Cruz County records · APN 038-212-18
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| May 01, 2020 | Deed of Trust, Mortgage · Line of Credit OPES ADVISORS |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Jul 13, 2017 | Deed of Trust, Mortgage OPES ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 08, 2020 |
| Transfer Doc | 0000057713 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000015983 |
|---|---|
| Date | May 08, 2020 |
| Instrument | 2020-0015983 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | May 01, 2020 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 31, 2020 |
| Property Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Document Number | 0000057713 |
| Map Reference | MB 18 PG 54 |
| Instrument Date | Dec 08, 2020 |
| Instrument | 2020-0057713 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Document Number | 0000057714 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020-0057714 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Document Number | 0000015984 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 416 PARK DR APTOS CA 950034319, APTOS, CA 95003-4319 |
| Document Number | 0000015984 |
|---|---|
| Date | May 08, 2020 |
| Instrument | 15984 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Document Number | 0000031897 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 345 FLUME RD APTOS CA 950039747, APTOS, CA 95003-9747 |
| Document Number | 0000031897 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 31897 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 24, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 416 PARK DR, APTOS, CA 95003-4319 |
| Document Number | 0000023380 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 345 FLUME RD APTOS CA 950039747, APTOS, CA 95003-9747 |
| Document Number | 0000023380 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 23380 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 17, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,793 (+2%) Land $21,107 Building $41,686 | ||
| 2025 | $2,221.00 (+17.33%) Homeowner's exemption | $61,562 (+4.04%) Land $20,694 Building $40,868 | |
| 2023 | $1,893.00 (+4.64%) Homeowner's exemption | $59,171 Land $19,890 Building $39,281 | $1,282,590 |
| 2022 | $1,809.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871221001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 12 (1982–2023) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 514 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cruzio Internet, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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