416 Oriental Rd, Waco, TX 76710 Property Records

McLennan County property record for 416 Oriental Rd, Waco, TX 76710

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,536 sqft · built 1928
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on Record
Last Sale	$612,797 (Feb 2021)
Tax Bill	$10,084 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Loan Modification + 7 more
Flood Zone	Zone X (minimal risk)
APN	`48-025000-008600-4`

Property Details

APN / Parcel Number

Primary APN	`48-025000-008600-4`
Alternative APNs	`4802500000860040111` `178894`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,536 sqft Living Area
1st Floor Area	1,644 sqft
2nd Floor Area	892 sqft
Flooring	Tile

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Other
Roof Material	Built-Up Asphalt
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	175 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	720 sqft
Driveway	Asphalt Driveway
Driveway Area	1,464 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	416 ORIENTAL RD
City	WACO
State	TX
Zip	76710-7241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	KAREM PARK LOT 6B BLOCK 5 ACRES .302
Legal Subdivision	KAREM PARK
Legal Block	5
Legal Lot Number	6B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4005
Census Tract	2498

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Castle Heights Historic District listed 2009 · 181 contributing resources · NRIS 07000495

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 ORIENTAL RD, WACO, TX 76710-7241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage WALLICK & VOLK INC
Oct 17, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Sep 17, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Jul 17, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Jul 17, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Jun 22, 2020	Deed of Trust, Mortgage TODD & LISA MCLEAN
Jan 27, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR
Jan 10, 2020	Loan Modification, Mortgage FIRST NAT'L BK
Jan 18, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	20216883
Record Updated	Oct 29, 2026

February 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 26, 2021
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000006883
Map Reference	VOL 275 PG 149
Instrument Date	Feb 25, 2021
Instrument	2021006883
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ORIENTAL RD, WACO, TX 76710-7241

Mortgage

Document Number	0000006884
Date	Feb 26, 2021
Instrument	2021006884

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000039500
Instrument Date	Oct 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	0000039500
Date	Nov 4, 2020
Instrument	39500

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2021

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000039499
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	0000039499
Date	Nov 4, 2020
Instrument	39499

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 3, 2021

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000029608
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	0000029608
Date	Aug 25, 2020
Instrument	29608

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 24, 2021

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000033265
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	0000033265
Date	Sep 21, 2020
Instrument	33265

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2021

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000031489
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	424 ORIENTAL RD WACO TX 767107241, WACO, TX 76710-7241

Mortgage

Document Number	0000031489
Date	Sep 8, 2020
Instrument	31489

Lender

Name	TODD & LISA MCLEAN

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jan 27, 2020
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000002775
Instrument Date	Jan 10, 2020
Instrument	2775
Transaction Type	Construction Loan
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 21 WACO TX 767030021, WACO, TX 76703-0021

Mortgage

Document Number	0000002775
Date	Jan 27, 2020
Instrument	2775

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 26, 2021

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000002967
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	0000002967
Date	Jan 28, 2020
Instrument	2967

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2021

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 18, 2019
Property Address	416 ORIENTAL RD, WACO, TX 76710-7241
Document Number	0000001890
Instrument Date	Jan 17, 2019
Instrument	1890
Transaction Type	Construction Loan
Record Updated	Sep 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 FRANKLIN AVE WACO TX 767010002, WACO, TX 76701-0002

Mortgage

Document Number	1891
Date	Jan 18, 2019
Instrument	1891

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2020

Mortgage

Document Number	1892,
Date	Jan 18, 2019
Instrument	1892

Lender

Name	ELIZABETH A HARRIS
Address	4337 DANFORTH RD, GOLIAD, TX 77963-3408
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,274 (-11.7%) Land $68,144 Building $430,130	$498,274 (-11.7%) Land $68,144 Building $430,130
2025	$10,084.00 (+4.58%) Homeowner's exemption	$564,300 (+18.44%) Land $61,960 Building $502,340	$564,300 (+18.44%) Land $61,960 Building $502,340
2024	$9,642.00 (+11.13%)
2023		$476,450 Land $61,960 Building $414,490	$476,450 Land $61,960 Building $414,490
2022	$8,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1991)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 1991 · Severe Thunderstorms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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