416 Old Crows Rd, Banner Elk, NC 28604 Property Records

Watauga County property record for 416 Old Crows Rd, Banner Elk, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,683 sqft · built 1981
Lot Size	21 acres (917,374 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Feb 2010)
Tax Bill	$1,769 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1879-53-6400-000`

Property Details

APN / Parcel Number

Primary APN	`1879-53-6400-000`
Alternative APNs	`1645054` `1860164`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,683 sqft Living Area
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	917,374 sqft (21 acres)
Garage Type	Detached
Garage Area	288 sqft
Porch	Porch
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1860164
Street Address	416 OLD CROWS RD
City	BANNER ELK
State	NC
Zip	28604-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WATAUGA NC
Township / Civil Division	SHAWNEEHAW
Census Block Group	2
Census Block	2006
Census Tract	920900

Owner

416 Old Crows Rd is owned and occupied by an individual who acquired it in December 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	416 OLD CROWS RD, BANNER ELK, NC 28604-7503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2010 · Amount on File
Deed Sale	Feb 8, 2010 · Amount on File
Deed Document Number	201010860
Deed Book / Page	1496 / 379
Last Transfer Date	Dec 15, 2023
Transfer Doc	0000737493
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	416 OLD CROWS RD, BANNER ELK, NC 28604-7503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021280181
Date	Sep 30, 2020
Book Page	2128/181
Instrument	696025

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BLUEFIELD, VA 24605

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2040

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	416 OLD CROWS RD, BANNER ELK, NC 28604-7503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 OLD CROWS RD, BANNER ELK, NC 28604-7503

Mortgage

Document Number	0021450502
Date	Nov 30, 2020
Book Page	2145/502
Instrument	698892

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	WINSTON SALEM, NC 27106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Oct 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$556,200 (-) Land $195,400 Building $360,800
2025		$556,200 Land $195,400 Building $360,800
2024	$1,769.00		$556,200 Land $195,400 Building $360,800
2023		$556,200 Land $195,400 Building $360,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Old Crows Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Old Crows Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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