416 Ocean Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 416 Ocean Ave, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,250 sqft · built 1952
Lot Size0.351 acres (15,294 sqft)
Owner2 Individual Names on Record
Last Sale$1,425,000 (Jul 2015)
Tax Bill$18,106 (2026)
Deeds & MortgagesNov 2022 Refinance
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0924 B:0003 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0924 B:0003 L:0

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,250 sqft Living Area
Gross Area5,766 sqft
Basement Area945 sqft
Unfinished Basement945 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,294 sqft (0.351 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address416 OCEAN AVE
CityMARBLEHEAD
StateMA
Zip01945-3853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLSR
Legal Block3
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4012
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address416 OCEAN AVE, MARBLEHEAD, MA 01945-3853
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
JEANNE D ARC CU
Oct 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
JEANNE D ARC CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2015 · Amount on Record
Deed SaleJul 1, 2015 · Amount on Record
Prior SaleApr 30, 2013 · Amount on Record
Deed Book / Page34186 / 79
Transfer Doc0034186-79
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address416 OCEAN AVE, MARBLEHEAD, MA 01945-3853
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number041320-241
DateNov 25, 2022
Book Page41320/241
Instrument20221125000810
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueDec 1, 2042

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address416 OCEAN AVE, MARBLEHEAD, MA 01945-3853
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39049-383
DateOct 13, 2020
Book Page39049/383
Instrument20201013006380
Lender
NameJEANNE D ARC CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,106.00 (-2.79%)$2,115,200 (+2.77%) Land $1,480,100 Building $635,100$2,335,027 (-4.76%)
2025$18,626.00 (+4.13%)$2,058,100 (+3.1%) Land $1,480,100 Building $578,000$2,451,855
2024$17,887.00 (-1.78%)$1,996,300 (+9.62%) Land $1,437,800 Building $558,500
2023$18,211.00$1,821,100 Land $1,374,400 Building $446,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 57 policies
Nearby Flood Policies57 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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