Orange County property record for 416 Oak St, Laguna Beach, CA 92651
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2,731 sqft · built 1958 |
| Lot Size | 0.173 acres (7,524 sqft) |
| Owner | Company Name on Record |
| Last Sale | $535,000 (Mar 1993) |
| Tax Bill | $11,870 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 644-097-48 |
| Primary APN | 644-097-48 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,731 sqft Living Area |
| Basement Area | 377 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Gravel |
| Lot Area | 7,524 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 416 OAK ST |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-2917 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R4 |
| Legal Description | S TWP 7 RGE 9 SEC 25 SEC 25 T 7 R 9 POR SE1/4 NW1/4 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 62619 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 416 OAK ST, LAGUNA BEACH, CA 92651-2917 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 1993 · Amount on Record |
| Deed Sale | Mar 3, 1993 · Amount on Record |
| Deed Document Number | 1993143701 |
| Last Transfer Date | Oct 23, 1997 |
| Transfer Doc | 0000539783 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 416 OAK ST, LAGUNA BEACH, CA 92651-2917 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000152754 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017000152754 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $946,068 (+2%) Land $757,580 Building $188,488 | |
| 2025 | $11,870.00 (-0.07%) Homeowner's exemption | $927,518 (+4.04%) Land $742,725 Building $184,793 |
| 2023 | $11,878.00 (+3.14%) Homeowner's exemption | $891,502 Land $713,884 Building $177,618 |
| 2022 | $11,516.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1993–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Feb 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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