416 N 48th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 416 N 48th Ave W, Duluth, MN 55807 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	2,880 sqft · built 1923
Lot Size	0.114 acres (5,000 sqft)
Owner	Company Name on File
Last Sale	$174,251 (May 2017)
Tax Bill	$4,014 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`010-3610-10290`

Property Details

APN / Parcel Number

Primary APN	`010-3610-10290`
Alternative APNs	`1087481` `1136558`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,880 sqft Gross Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1988
Exterior Material	Other
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1136558
Street Address	416 N 48TH AVE W
City	DULUTH
State	MN
Zip	55807-2403
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SLY 50 FT OF LOTS 1 AND 2 BLK 96ADDITION TO ONEOTA INC PART OF SW 1/4 OFNE 1/4 SEC 7 49 14 LYING BETWEEN THE ELINE OF LOT 2
Legal Subdivision	ADDITION TO ONEOTA
Legal Block	96
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5008
Census Tract	15800

Owner

Source: St. Louis County records · APN 010-3610-10290

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2516 LONDON RD, DULUTH, MN 55812-2223
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Commercial Mortgage NORTHEAST ENTREPRENEUR FUND INC
Jun 22, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR SAVINGS BANK
Mar 14, 2018	Deed of Trust, Mortgage FLAGSHIP BANK MINNESOTA
Nov 13, 2020	Deed of Trust, Mortgage SUPERIOR SVGS
May 10, 2018	Deed of Trust, Mortgage · Line of Credit REPUBLICBANKAZ AZ
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE
May 02, 2017	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2017 · Amount on Record
Deed Sale	May 02, 2017 · Amount on Record
Deed Document Number	2017984466
Prior Transfer Date	Feb 10, 2006
Prior Transfer Doc	0000813665
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078027
Date	Mar 29, 2024
Instrument	1078027

Lender

Name	NORTHEAST ENTREPRENEUR FUND INC
Type	Non-Lending Institution
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 22, 2029

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2520 MAPLE GROVE RD, DULUTH, MN 55811-1817

Mortgage

Document Number	0001058034
Date	Jun 22, 2022
Instrument	1058034

Lender

Name	SUPERIOR SAVINGS BANK
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	May 26, 2042

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Transaction Type	Mortgage
Record Updated	Sep 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000995922
Date	Mar 14, 2018
Instrument	995922

Lender

Name	FLAGSHIP BANK MINNESOTA
Type	Bank
Address	WAYZATA, MN 55391

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 05, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Document Number	00T1032389
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 09, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2520 MAPLE GROVE RD DULUTH MN 558111817, DULUTH, MN 55811-1817

Mortgage

Document Number	00T1032389
Date	Nov 19, 2020
Instrument	T1032389

Lender

Name	SUPERIOR SVGS
Type	Federal Savings Bank
Address	SUPERIOR, WI 54880

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2040

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Document Number	000T997967
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 01, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	112 W SAINT ANDREWS ST DULUTH MN 558032241, DULUTH, MN 55803-2241

Mortgage

Document Number	000T997967
Date	May 15, 2018
Instrument	T997967

Lender

Name	REPUBLICBANKAZ AZ
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 14, 2023

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Document Number	000T988398
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5220 TIOGA ST DULUTH MN 558041666, DULUTH, MN 55804-1666

Mortgage

Document Number	000T988398
Date	Aug 09, 2017
Instrument	T988398

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 08, 2022

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 02, 2017
Property Address	416 N 48TH AVE W, DULUTH, MN 55807-2403
Document Number	000T984466
Instrument Date	Apr 12, 2017
Instrument	T984466
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 N 48TH AVE W DULUTH MN 558072403, DULUTH, MN 55807-2403

Mortgage

Document Number	T984467
Date	May 02, 2017
Instrument	T984467

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 01, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,014.00 (+7.67%)
2025	$3,728.00 (-1.11%)	$280,600 (+25.72%) Land $12,700 Building $267,900	$280,600 (+25.72%) Land $12,700 Building $267,900
2024	$3,770.00	$223,200 (+4.15%) Land $10,700 Building $212,500	$223,200 (+4.15%) Land $10,700 Building $212,500
2022		$214,300 Land $10,300 Building $204,000	$214,300 Land $10,300 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 325 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AirFiber	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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