416 N 3rd St, La Conner, WA 98257 Property Records

Skagit County property record for 416 N 3rd St, La Conner, WA 98257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,049 sqft · built 1980
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Aug 2019)
Tax Bill	$5,713 (2022)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Mar 2017 Line of Credit
APN	`4124-018-006-0108`

Property Details

APN / Parcel Number

Primary APN	`4124-018-006-0108`
Alternative APN	`P74218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,049 sqft Living Area
Gross Area	2,858 sqft
1st Floor Area	1,730 sqft
2nd Floor Area	319 sqft
Basement Area	807 sqft
Unfinished Basement	809 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2001
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Mixed
Garage Area	809 sqft
Carport	Carport
Carport Area	265 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	356 sqft
Deck Area	66 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	P74218
Old Parcel Number	41240180060108
Street Address	416 N 3RD ST
City	LA CONNER
State	WA
Zip	98257-4782
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.4500 AC) LOT 1 OF LACONNER SHORT PLAT NO. 70-23 SHPL, APPROVED NOVEMBER 7, 2007 AND RECORDED UNDER AUDITORS FILE NO. 20071
Legal Range	02E
Legal Township	34N
Legal Section	36
Legal Quarter	NE
Legal Subdivision	CALHOUNS ADDITION
Legal Tract	3
Legal Block	B
Legal Lot Number	1,6
Jurisdiction	SKAGIT WA
Township / Civil Division	LA CONNER
Census Block Group	1
Census Block	1000
Census Tract	952100

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1414, LA CONNER, WA 98257-1414
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2019	Warranty Deed, Transfer · ARM UMPQUA BANK
Mar 16, 2017	Deed of Trust, Mortgage · Line of Credit SAVIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2019 · Amount on Record
Deed Sale	Aug 5, 2019 · Amount on Record
Prior Sale	Aug 22, 2016 · Amount on Record
Deed Document Number	201908070081
Last Transfer Date	Aug 7, 2019
Transfer Doc	0000000081
Record Updated	Jun 7, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Aug 7, 2019
Property Address	416 N 3RD ST, LA CONNER, WA 98257-4782
Document Number	0000000081
Map Reference	VOL 1 PG 14
Instrument Date	Aug 5, 2019
Instrument	201908070081
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,617.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1414, LA CONNER, WA 98257-1414

Mortgage

Document Number	0000000082
Date	Aug 7, 2019
Instrument	201908070082

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	416 N 3RD ST, LA CONNER, WA 98257-4782
Document Number	0003210016
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017
Title Company	GUARDIAN NW TITLE COMPANY, GUARDIAN NW TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 N 3RD ST LA CONNER WA 982574782, LA CONNER, WA 98257-4782

Mortgage

Document Number	0003210016
Date	Mar 21, 2017
Instrument	3210016

Lender

Name	SAVIBANK
Address	BELLINGHAM, WA 98225

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	La Conner Town
Unified School District	La Conner School District (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 77 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	88 units insured incl. 11 condo units
Nearby Flood Claims	10 (1979–2022)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Nov 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LA CONNER WATER DEPT serves 1,821 people · EPA ID WA5343350
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Astound Broadband Cable · Fiber, Fixed Wireless in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Pogozone powered by Neubeam.

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