416 Morris Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Borough property record for 416 Morris Ave, Spring Lake, NJ 07762

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 4,112 sqft · built 2005
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$1,625,000 (Jul 2009)
Tax Bill	$14,619 (2025)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-00073-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`47-00073-0000-00019`
Alternative APN	`470007300019`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,112 sqft Living Area
1st Floor Area	1,662 sqft
Upper Floors Area	1,662 sqft
Basement Area	1,466 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 MORRIS AVE
City	SPRING LAKE
State	NJ
Zip	07762-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Subdivision	AARON CARTER JR PROP
Legal Block	73
Legal Lot Number	19
Jurisdiction	MONMOUTH NJ
Township / Civil Division	SPRING LAKE
Census Block Group	4
Census Block	4007
Census Tract	809100

Owner

416 Morris Ave is owned and occupied by an individual who bought it in July 2009.

Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	416 MORRIS AVE, SPRING LAKE, NJ 07762-1320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2009 · Amount on File
Deed Sale	Jul 2, 2009 · Amount on File
Prior Sale	Apr 2, 2005 · Amount on File
Deed Document Number	200974885
Deed Book / Page	8783 / 1877
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	416 MORRIS AVE, SPRING LAKE, NJ 07762-1320
Document Number	0000111349
Instrument Date	Nov 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MORRIS AVE SPRING LAKE NJ 077621320, SPRING LAKE, NJ 07762-1320

Mortgage

Document Number	0000111349
Date	Nov 21, 2019
Book Page	009381/002387
Instrument	111349

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 416 Morris Ave was $14,619, up 0.5% from the year before.

Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Spring Lake Borough
Unified School District	Spring Lake Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,356,300 (+4.92%) Land $2,223,300 Building $1,133,000	$3,356,300 (+4.92%) Land $2,223,300 Building $1,133,000
2025	$14,619.00 (+0.49%)	$3,199,000 Land $2,073,300 Building $1,125,700	$3,199,000 Land $2,073,300 Building $1,125,700
2024	$14,547.00
2023		$2,507,000 Land $1,480,000 Building $1,027,000	$2,507,000 Land $1,480,000 Building $1,027,000
2022	$12,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Morris Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	21 (1979–2012)
Claims Outside the SFHA	16 of 21
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims Hurricane Irene, Sep 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Morris Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001
Water Source	Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20