416 Michigan Ave W, Gilbert, MN 55741 Property Records

St. Louis County property record for 416 Michigan Ave W, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,632 sqft · built 1920
Lot Size	0.248 acres (10,818 sqft)
Owner	Individual Name on Record
Last Sale	$132,000 (Apr 2017)
Tax Bill	$4,126 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060-0030-04480`

Property Details

APN / Parcel Number

Primary APN	`060-0030-04480`
Alternative APN	`1113800`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,632 sqft Gross Area
1st Floor Area	1,410 sqft
Basement Area	1,099 sqft
Finished Basement	1,099 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,818 sqft (0.248 acres)
Garage Area	832 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	236 sqft
Utility Building	357 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1113800
Street Address	416 MICHIGAN AVE W
City	GILBERT
State	MN
Zip	55741-9045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15 16 AND 17 SERIAL #
Legal Subdivision	SECOND ADDITION TO GILBERT
Legal Block	51
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GILBERT
Census Block Group	2
Census Block	2029
Census Tract	13500

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2720 S ADMIRAL RD, FORBES, MN 55738-8003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Apr 20, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Apr 26, 2017	Warranty Deed, Transfer · FHA Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Document Number	20171308015
Prior Transfer Date	Aug 26, 2013
Prior Transfer Doc	0001222981
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 MICHIGAN AVE W, GILBERT, MN 55741-9045
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MICHIGAN AVE W, GILBERT, MN 55741-9045

Mortgage

Document Number	0001470149
Date	Jul 18, 2023
Instrument	1470149

Lender

Name	MIDFIRST BANK
Type	Bank
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2063

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	416 MICHIGAN AVE W, GILBERT, MN 55741-9045
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MICHIGAN AVE W, GILBERT, MN 55741-9045

Mortgage

Document Number	0001441502
Date	Apr 20, 2022
Instrument	1441502

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 26, 2017
Property Address	416 MICHIGAN AVE W, GILBERT, MN 55741-9045
Document Number	00A1308015
Instrument Date	Apr 24, 2017
Instrument	A1308015
Transaction Type	Transfer
Record Updated	May 18, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MICHIGAN AVE W GILBERT MN 557419045, GILBERT, MN 55741-9045

Mortgage

Document Number	A1308016
Date	Apr 26, 2017
Instrument	A1308016

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Gilbert City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,126.00 (+13.48%) Homeowner's exemption
2025	$3,636.00 (+13.98%) Homeowner's exemption	$284,200 (+20.07%) Land $14,200 Building $270,000	$284,200 (+20.07%) Land $14,200 Building $270,000
2024	$3,190.00	$236,700 (+13.36%) Land $13,000 Building $223,700	$236,700 (+13.36%) Land $13,000 Building $223,700
2022		$208,800 Land $9,900 Building $198,900	$208,800 Land $9,900 Building $198,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Gilbert serves 1,829 people · EPA ID MN1690020
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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