416 Michael Cir, Gonzales, CA 93926 Property Records

Monterey County property record for 416 Michael Cir, Gonzales, CA 93926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1985
Lot Size	0.137 acres (5,950 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2013)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020-231-013-000`

Property Details

APN / Parcel Number

Primary APN	`020-231-013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	5,950 sqft (0.137 acres)
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 MICHAEL CIR
City	GONZALES
State	CA
Zip	93926-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ESTATES UNIT NO 2 TRACT NO 962 LOT 13
Legal Subdivision	FAIRVIEW ESTATES UNIT NO 2
Legal Tract	962
Legal Block	3
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	GONZALES
Census Block Group	3
Census Block	3000
Census Tract	10804

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 576, GONZALES, CA 93926-0576
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2013 · Amount on Record
Deed Sale	Dec 13, 2013 · Amount on Record
Prior Sale	Apr 14, 2009 · Amount on Record
Deed Document Number	201375045
Prior Transfer Date	Apr 6, 2009
Prior Transfer Doc	0000021999
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	416 MICHAEL CIR, GONZALES, CA 93926-2659
Document Number	0000008240
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MICHAEL CIR GONZALES CA 939262659, GONZALES, CA 93926-2659

Mortgage

Document Number	0000008240
Date	Feb 19, 2020
Instrument	8240

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	416 MICHAEL CIR, GONZALES, CA 93926-2659
Document Number	0000057820
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 MICHAEL CIR GONZALES CA 93926, GONZALES, CA 93926

Mortgage

Document Number	0000057820
Date	Dec 26, 2018
Instrument	57820

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2048

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Gonzales City
Unified School District	Gonzales Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,810 (+2%) Land $93,772 Building $150,038
2025	$2,839.00 (+6.65%)	$239,031 (+4.04%) Land $91,934 Building $147,097
2023	$2,662.00 (-3.16%)	$229,751 Land $88,365 Building $141,386
2022	$2,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1995–1998)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GONZALES serves 8,333 people · EPA ID CA2710007
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Ranch Wifi.

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