416 Loma Ave, Apt B, Capitola, CA 95010 Property Records

Santa Cruz County property record for 416 Loma Ave, Apt B, Capitola, CA 95010

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 1,782 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on File
Last Sale	$625,000 (Mar 2011)
Tax Bill	$10,559 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-093-16`

Property Details

APN / Parcel Number

Primary APN	`036-093-16`
Alternative APN	`036-093-16-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	1,782 sqft Total Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Duplex Single
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	416 LOMA AVE, A
City	CAPITOLA
State	CA
Zip	95010-3742
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BLK D LOT 16
Legal Subdivision	MCCORMICKS ADD
Legal Lot Number	16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1013
Census Tract	121801

Owner

416 Loma Ave, Apt B is owned by a company that acquired it in March 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	416 LOMA AVE, A, CAPITOLA, CA 95010-3742
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Intrafamily Transfer, Transfer
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STRONG HOME MORTGAGE LLC
Dec 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2011 · Amount on File
Deed Sale	Mar 30, 2011 · Amount on File
Prior Sale	Oct 8, 1999 · Amount on File
Deed Document Number	201113529
Last Transfer Date	Mar 7, 2022
Transfer Doc	0000008974
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 18, 2022
Property Address	416 LOMA AVE APT B, B, CAPITOLA, CA 95010-3742
Document Number	0000008974
Map Reference	VOL 18 PG 62
Instrument Date	Mar 7, 2022
Instrument	2022-0008974
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	416 LOMA AVE APT A, A, CAPITOLA, CA 95010-3742

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2021
Property Address	416 LOMA AVE APT B, B, CAPITOLA, CA 95010-3742
Document Number	0000017844
Map Reference	VOL 18 PG 62
Instrument Date	Mar 22, 2021
Instrument	2021-0017844
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LOMA AVE, CAPITOLA, CA 95010-3742

Mortgage

Document Number	0000017845
Date	Mar 29, 2021
Instrument	2021-0017845

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	416 LOMA AVE APT A, A, CAPITOLA, CA 95010-3742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040818
Date	Dec 5, 2017
Instrument	2017-0040818

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 29, 2018
Property Address	416 LOMA AVE APT A, A, CAPITOLA, CA 95010-3742
Document Number	0000009424
Instrument Date	Mar 28, 2018
Instrument	9424
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	416 LOMA AVE #A CAPITOLA CA 950103742, A, CAPITOLA, CA 95010-3742

Tax Assessment & Valuation

The 2025 property tax bill for 416 Loma Ave, Apt B was $10,559.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$816,752 (+2%) Land $529,255 Building $287,497
2025	$10,559.00	$800,736 Land $518,877 Building $281,859
2023	$9,602.00 (+1.24%)	$769,643 Land $498,729 Building $270,914
2022	$9,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 416 Loma Ave, Apt B in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Loma Ave, Apt B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 757 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, T-Mobile, Xfinity.

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