Whiteside County property record for 416 Locust St, Sterling, IL 61081
| Property Type | Commercial |
|---|---|
| Lot Size | 0.024 acres (1,054 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $31,500 (Jul 2012) |
| Tax Bill | $997 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1121455008 |
| Primary APN | 1121455008 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,054 sqft (0.024 acres) |
|---|
| Account Number | 69219 |
|---|---|
| Street Address | 416 LOCUST ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3541 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | WEST OF BROADWAY PT LT 3 BLK 23 121800X |
| Legal Subdivision | WEST OF BROADWAY |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 1102 |
Source: Whiteside County records, as of May 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 414 LOCUST ST, STERLING, IL 61081-3541 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2012 · Amount on Record |
| Deed Sale | Jul 20, 2012 · Amount on Record |
| Deed Document Number | 20125138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 416 LOCUST ST, STERLING, IL 61081-3541 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009257 |
|---|---|
| Date | Dec 30, 2021 |
| Instrument | 2021-09257 |
| Name | SAUK VALLEY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Jan 1, 2031 |
Source: Whiteside County assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $997.00 | $9,824 Land $2,947 Building $6,877 | |
| 2024 | $29,472 Land $8,841 Building $20,631 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 250 / 50 |
May also be available: Surf Internet, Verizon.
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