416 Laurel Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 416 Laurel Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,586 sqft · built 1890
Lot Size	0.164 acres (7,150 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Jun 2026)
Tax Bill	$12,124 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-28-23-21-0156`

Property Details

APN / Parcel Number

Primary APN	`01-28-23-21-0156`
Alternative APNs	`8315060` `355644`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,586 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,150 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	355644
Street Address	416 LAUREL AVE
City	SAINT PAUL
State	MN
Zip	55102-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK ADDITION,TO ST. E 1/2 OF LOT 15 AND W 1/2 OF LOT 16 BLK 12
Legal Range	23
Legal Township	28
Legal Section	01
Legal Subdivision	WOODLAND PARK ADDITION,TO ST.
Legal Block	12
Legal Lot Number	15,16
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	35500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

416 Laurel Ave is owned by an individual who bought it in June 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3331 GREYSOLON PL, DULUTH, MN 55804-2021
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed, Transfer · Conventional Mortgage BELL BANK
Feb 12, 2021	Intrafamily Transfer, Transfer
Feb 12, 2021	Intrafamily Transfer, Transfer
May 17, 2018	Deed of Trust, Mortgage WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Prior Sale	Aug 21, 2000 · Amount on File
Deed Document Number	20265111459
Prior Transfer Date	Feb 5, 2021
Prior Transfer Doc	0004864189
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 29, 2026
Property Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016
Document Number	0005111459
Instrument Date	Jun 22, 2026
Instrument	20265111459
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305,626.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3331 GREYSOLON PL, DULUTH, MN 55804-2021

Mortgage

Document Number	0005111460,
Date	Jun 29, 2026
Instrument	20265111460

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Feb 12, 2021
Property Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016
Document Number	0A04864189
Instrument Date	Feb 5, 2021
Instrument	A04864189
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Feb 12, 2021
Property Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016
Document Number	0A04864190
Instrument Date	Feb 5, 2021
Instrument	A04864190
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	416 LAUREL AVE, SAINT PAUL, MN 55102-2016
Document Number	0004711244
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	416 LAUREL AVE ST PAUL MN 551022016, ST PAUL, MN 55102-2016

Mortgage

Document Number	0004711244
Date	May 25, 2018
Instrument	4711244

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 416 Laurel Ave was $12,124, up 1.5% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$764,700 (-2.49%) Land $165,400 Building $599,300	$764,700 (-2.49%) Land $165,400 Building $599,300
2025	$12,124.00 (+1.51%)	$784,200 Land $165,400 Building $618,800	$784,200 Land $165,400 Building $618,800
2024	$11,944.00 (+11.15%)
2023	$10,746.00	$724,400 Land $165,400 Building $559,000	$724,400 Land $165,400 Building $559,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 416 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 416 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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