Osceola County property record for 416 Kentucky Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1966 |
| Square Footage | 1,482 sqft Living Area |
| Lot Size | 14,984 sqft (0.344 acres) |
| Garage | Carport, 304 sqft |
| Last Sale | $240,000 (2024) |
| Tax Bill | $1,685.00 (2024) |
| Primary APN | 01-26-30-0001-0377-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 1,482 sqft Living Area |
| Gross Area | 2,284 sqft Gross Area |
| 1st Floor | 1,482 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,984 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Garage Type | Carport Garage |
| Garage Area | 304 sqft Garage |
| Carport | Carport |
| Carport Area | 304 sqft Carport |
| Patio Area | 200 sqft Patio |
| Porch Area | 112 sqft Porch |
| Utility Building | 120 sqft Utility Building |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Street Address | 416 KENTUCKY AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2820 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | LAKE FRONT ADDN PB B PG 61/62 BLK 377 LOT 3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 377 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0377-0030
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1116 W SMITH ST, ORLANDO, FL 32804-5234 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 22, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2024 · Amount on Record |
| Deed Sale | Apr 04, 2024 · Amount on Record |
| Prior Sale | Nov 10, 1995 · Amount on Record |
| Deed Doc Number | 202443329 |
| Deed Book / Page | 6577 / 1298 |
| Prior Transfer Date | Nov 09, 2023 |
| Prior Transfer Doc | 0065082839 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 416 KENTUCKY AVE, SAINT CLOUD, FL 34769-2820 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1116 W SMITH ST, ORLANDO, FL 32804-5234 |
| Document Number | 0065771300 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 6577/1300 |
| Instrument | 2024043330 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 22, 2023 |
| Property Address | 416 KENTUCKY AVE, SAINT CLOUD, FL 34769-2820 |
| Document Number | 0065082839 |
| Book / Page | 6508 / 2839 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Nov 09, 2023 |
| Instrument | 2023153663 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 416 KENTUCKY AVE, SAINT CLOUD, FL 34769-2820 |
| Name | Verified Name |
|---|---|
| Address | 412 KENTUCKY AVE, SAINT CLOUD, FL 34769-2820 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,668.00 (+117.69%) | $204,500 (+51.47%) Land $72,800 Building $131,700 | $204,500 (+4.66%) Land $72,800 Building $131,700 |
| 2024 | $1,685.00 (+6.65%) | ||
| 2023 | $1,580.00 (+16.01%) Homeowner's exemption | $135,012 (+22.11%) | $195,400 (+32.21%) Land $62,400 Building $133,000 |
| 2022 | $1,362.00 Homeowner's exemption | $110,570 | $147,800 Land $54,100 Building $93,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures