Mecklenburg County property record for 416 Jones St, Charlotte, NC 28208
| Property Type | Single Family Home |
|---|---|
| Details | 12 bd · 6 ba · 3,958 sqft · built 1967 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on Record |
| Last Sale | $685,000 (Jul 2021) |
| Tax Bill | $4,092 (2024) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-139-03 |
| Primary APN | 065-139-03 |
|---|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 1 Story |
| Building Area | 3,958 sqft Living Area |
| 1st Floor Area | 3,958 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 20,909 sqft (0.48 acres) |
| Porch | Porch |
| Porch Area | 32 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 416 JONES ST |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | L10-12 B6 M230-92 |
| Legal Block | 6 |
| Legal Lot Number | 10-12 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4500 |
Source: Mecklenburg County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 114 E 84TH ST, 6, NEW YORK, NY 10028-0919 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · SBA Mortgage BANK FIVE NINE |
| Feb 26, 2020 | Deed of Trust, Mortgage TRUIST BANK |
| Jul 20, 2021 | Warranty Deed, Transfer · Commercial Mortgage UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2021 · Amount on Record |
| Deed Sale | Jul 20, 2021 · Amount on Record |
| Prior Sale | Nov 21, 2016 · Amount on Record |
| Deed Document Number | 2021139810 |
| Deed Book / Page | 36315 / 819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 416 JONES ST, CHARLOTTE, NC 28208-3124 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | CHICAGO TITLE WAUKESHA-ESCROW, CHICAGO TTL WAUKESHA ESCROW |
| Name | Verified Name |
|---|---|
| Address | 114 E 84TH ST 6A, 6A, NEW YORK, NY 10028-0920 |
| Document Number | 0000151262 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 37759/200 |
| Instrument | 2022151262 |
| Name | BANK FIVE NINE |
|---|---|
| Type | Bank |
| Address | OCONOMOWOC, WI 53066 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 424 JONES ST, CHARLOTTE, NC 28208-3124 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000027112 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 34317/701 |
| Instrument | 2020027112 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | MOORESVILLE, NC 28117 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 20, 2021 |
| Property Address | 416 JONES ST, CHARLOTTE, NC 28208-3124 |
| Document Number | 0000139810 |
| Book / Page | 36315 / 819 |
| Map Reference | MB 230 PG 92 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021139810 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20028 KNOX RD, CORNELIUS, NC 28031-6268 |
| Name | Verified Name |
|---|---|
| Address | 114 E 8TH ST # 6, 6, NEW YORK, NY 10003-6500 |
| Document Number | 0000139811 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021139811 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $418,800 (-) Land $100,000 Building $318,800 | $418,800 (-) Land $100,000 Building $318,800 | |
| 2024 | $4,092.00 (+1.26%) | ||
| 2023 | $4,041.00 | $418,800 Land $100,000 Building $318,800 | $418,800 Land $100,000 Building $318,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1980–2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures