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416 Jackson Ave, Ocean Springs, MS 39564 Property Records

Jackson County property record for 416 Jackson Ave, Ocean Springs, MS 39564

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,202 sqft · built 1975
Lot Size0.72 acres (31,363 sqft)
Owner2 Trust Names on Record
Tax Bill$2,289 (2025)
Deeds & MortgagesSep 2020 Refinance
Dec 2019 Refinance
Flood ZoneZone AE (high risk)
APN789.30-02-0295.00

Property Details

APN / Parcel Number

Primary APN789.30-02-0295.00
Alternative APNs
  • 60137400.050
  • 058040

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,202 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialShingle
Lot Area31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address416 JACKSON AVE
CityOCEAN SPRINGS
StateMS
Zip39564-4618
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60137400.050
Legal Range8W
Legal Township7S
Legal Section30
Legal Lot Number3,C
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group2
Census Block2030
Census Tract40500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Old Ocean Springs Historic District
listed 1987 · 66 contributing resources · NRIS 87000597

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jackson County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address416 JACKSON AVE, OCEAN SPRINGS, MS 39564-4618
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FEDERAL SAVINGS BANK
Dec 4, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 29, 2013
Transfer Doc001723/649
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address416 JACKSON AVE, OCEAN SPRINGS, MS 39564-4618
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3708/450
DateSep 18, 2020
Book Page3708/450
Instrument202020548
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address416 JACKSON AVE, OCEAN SPRINGS, MS 39564-4618
Transaction TypeMortgage
Record UpdatedDec 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3632/118
DateDec 4, 2019
Book Page3632/118
Instrument201926690
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
MunicipalityOcean Springs City
Unified School DistrictOcean Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,289.00 (+0.66%) Homeowner's exemption Senior Citizen's exemption$30,640 (+4.73%) Land $10,863 Building $19,777$306,402 (+4.73%) Land $108,630 Building $197,772
2024$2,274.00 (-1.04%) Homeowner's exemption Senior Citizen's exemption$29,256 (-) Land $10,598 Building $18,658$292,557 (-) Land $105,980 Building $186,577
2023$2,298.00 (-0.26%) Homeowner's exemption Senior Citizen's exemption$29,256 (+25.66%) Land $10,598 Building $18,658$292,557 (-) Land $105,980 Building $186,577
2022$2,304.00 Homeowner's exemption Senior Citizen's exemption$23,282$292,557 Land $105,980 Building $186,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation17.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies191 units insured
incl. 33 condo units
Nearby Flood Claims28 (1979–2026)
Claims Outside the SFHA9 of 28
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Zeta, Oct 2020 · 6 claims
  • Hurricane Katrina, Sep 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST JACKSON CO UTILITY DIST
serves 28,544 people · EPA ID MS0300156
Water SourceGroundwater
Last State InspectionNov 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
C Spire Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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