Wright County property record for 416 Iris Ln SW, Saint Michael, MN 55376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1988 |
| Lot Size | 0.334 acres (14,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Mar 2002) |
| Tax Bill | $3,626 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 114-027-004090 |
| Primary APN | 114-027-004090 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 14,565 sqft (0.334 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 112 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 416 IRIS LN SW |
|---|---|
| City | SAINT MICHAEL |
| State | MN |
| Zip | 55376-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-120 RANGE-024 KILIANS 4TH ADDN LOT-009 BLOCK-004 4 |
| Legal Range | 024 |
| Legal Township | 120 |
| Legal Section | 14 |
| Legal Subdivision | KILIANS 4TH ADDN |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | ST. MICHAEL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 100803 |
416 Iris Ln SW is owned and occupied by an individual who bought it in March 2002.
Source: Wright County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 416 IRIS LN SW, SAINT MICHAEL, MN 55376-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2002 · Amount on File |
| Deed Sale | Mar 8, 2002 · Amount on File |
| Deed Document Number | 200277225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 416 IRIS LN SW, SAINT MICHAEL, MN 55376-9586 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SMART INC |
| Name | Verified Name |
|---|
| Document Number | 0001449380 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 1449380 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
The 2026 property tax bill for 416 Iris Ln SW was $3,626.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | St. Michael City |
| Unified School District | St. Michael-Albertville School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,626.00 | $325,800 (+1.21%) Land $102,000 Building $223,800 | $325,800 (+1.21%) Land $102,000 Building $223,800 |
| 2025 | $321,900 Land $107,000 Building $214,900 | $321,900 Land $107,000 Building $214,900 | |
| 2023 | $3,296.00 (+5.3%) | $310,300 Land $105,900 Building $204,400 | $310,300 Land $105,900 Building $204,400 |
| 2022 | $3,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 416 Iris Ln SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 416 Iris Ln SW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Joint Powers Water Board serves 30,922 people · EPA ID MN1860024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.56 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, Verizon.
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