416 Humphrey St, Monroe, MI 48161 Property Records

Monroe County property record for 416 Humphrey St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,736 sqft · built 1909
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Apr 2026)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00506-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00506-000`
Alternative APN	`55 390 050 60`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	2,736 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	140 ft deep x 37 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Balcony Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	416 HUMPHREY ST
City	MONROE
State	MI
Zip	48161-2055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WADSWORTH AND NAVARRE PLAT WEST 37 FT OF LOT 182
Legal Subdivision	WADSWORTH & NAVARRE
Legal Lot Number	182
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2012
Census Tract	831900

Owner

416 Humphrey St is owned and occupied by an individual who bought it in April 2026.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	221 ORVILLE DR, TOLEDO, OH 43612-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION COMMUNITY CREDIT UNION
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage METRO COMMUNITY CREDIT UNION
May 18, 2023	Intrafamily Transfer, Transfer
May 18, 2023	Intrafamily Transfer, Transfer
Jan 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Deed Document Number	20265175
Prior Transfer Date	Apr 5, 2012
Prior Transfer Doc	0000008088
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Jul 17, 2026
Property Address	416 HUMPHREY ST, MONROE, MI 48161-2055
Document Number	0000012643
Instrument Date	Jul 3, 2026
Instrument	202612643
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HUMPHREY ST, MONROE, MI 48161-2055

Mortgage

Document Number	0000012643,
Date	Jul 17, 2026
Instrument	202612643

Lender

Name	CREDIT UNION COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2041

Interest

Rate	5.79%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 3, 2026
Property Address	416 HUMPHREY ST, MONROE, MI 48161-2055
Document Number	0000005175
Instrument Date	Mar 31, 2026
Instrument	20265175
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	PRUS TITLE AGENCY LLC, TRU TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ORVILLE DR, TOLEDO, OH 43612-3530

Mortgage

Document Number	0000005176,
Date	Apr 3, 2026
Instrument	20265176

Lender

Name	METRO COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 18, 2023
Property Address	416 HUMPHREY ST, MONROE, MI 48161-2055
Document Number	0000007736
Instrument Date	May 17, 2023
Instrument	2023R07736
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 NIEMAN RD, MONROE, MI 48161-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HUMPHREY ST, MONROE, MI 48161-2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	May 18, 2023
Property Address	416 HUMPHREY ST, MONROE, MI 48161-2055
Document Number	0000007737
Instrument Date	May 17, 2023
Instrument	2023R07737
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 HUMPHREY ST, MONROE, MI 48161-2055

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 HUMPHREY ST, MONROE, MI 48161-2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jan 18, 2023
Property Address	416 HUMPHREY ST, MONROE, MI 48161-2055
Document Number	0000000912
Instrument Date	Jan 17, 2023
Instrument	2023R00912
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 NIEMAN RD, MONROE, MI 48161-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	211 NIEMAN RD, MONROE, MI 48161-9613

Tax Assessment & Valuation

The 2025 property tax bill for 416 Humphrey St was $1,712 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,300 (+9.4%) Land $101,300	$202,600 (+9.4%) Land $202,600
2025	$1,712.00 Homeowner's exemption	$92,600 Land $92,600	$185,200 Land $185,200
2023	$1,499.00 Homeowner's exemption	$70,780	$141,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 416 Humphrey St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2023)
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 416 Humphrey St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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