416 Gray St, Eau Claire, WI 54701 Property Records

Eau Claire County property record for 416 Gray St, Eau Claire, WI 54701

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,400 sqft · built 1911
Lot Size	0.227 acres (9,875 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2006)
Tax Bill	$3,330 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Aug 2013 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-0152-000`

Property Details

APN / Parcel Number

Primary APN	`02-0152-000`
Alternative APNs	`18221-2-270920-003-2068` `221020152000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,400 sqft Total Area
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Triplex
Exterior Material	Metal
Lot Area	9,875 sqft (0.227 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	416 GRAY ST
City	EAU CLAIRE
State	WI
Zip	54701-4918
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	CBD
Legal Description	S 1/2 OF LOT 4 AND ALL OF LOT 5 BLK 22 VILLAGE OF EC
Legal Range	09W
Legal Township	27N
Legal Section	20
Legal Subdivision	VILLAGE OF EAU CLAIRE
Legal Block	22
Legal Lot Number	4-5
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	2
Census Block	2003
Census Tract	1101

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 GRAY ST, EAU CLAIRE, WI 54701-4918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Aug 2, 2013	Loan Modification, Mortgage · Conventional with PMI PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2006 · Amount on Record
Deed Sale	Sep 8, 2006 · Amount on Record
Deed Document Number	2006955994
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	416 GRAY ST, EAU CLAIRE, WI 54701-4918
Document Number	0001169054
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 GRAY ST EAU CLAIRE WI 547014918, EAU CLAIRE, WI 54701-4918
Investor	Possibly a Property Investor

Mortgage

Document Number	0001169054
Date	Nov 30, 2018
Instrument	1169054

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2038

Interest

Rate Type	Adjustable Rate

August 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	416 GRAY ST, EAU CLAIRE, WI 54701-4918
Document Number	0001157773
Instrument Date	Aug 2, 2013
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 GRAY ST EAU CLAIRE WI 547014918, EAU CLAIRE, WI 54701-4918

Mortgage

Document Number	0001157773
Date	Mar 5, 2018
Instrument	1157773

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2043

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,330.00	$175,400 (-) Land $39,500 Building $135,900	$229,500
2023		$175,400 Land $39,500 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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