Vermilion County property record for 416 Garfield St, Georgetown, IL 61846
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.245 acres (10,695 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,841 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-31-406-028 |
| Primary APN | 28-31-406-028 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,695 sqft (0.245 acres) |
|---|---|
| Lot Dimensions | 123 ft deep x 87 ft wide |
| Street Address | 416 GARFIELD ST |
|---|---|
| City | GEORGETOWN |
| State | IL |
| Zip | 61846-1811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W C BAUMS 1ST ADD-- L31 & N2 L34 |
| Legal Range | 11W |
| Legal Township | 18N |
| Legal Section | 31 |
| Legal Subdivision | W C BAUMS 1ST ADD |
| Legal Lot Number | 31,34 |
| Jurisdiction | VERMILION IL |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 11000 |
Source: Vermilion County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 416 GARFIELD ST, GEORGETOWN, IL 61846-1811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage HUD |
| May 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Feb 1, 2017 | Deed of Trust, Mortgage · FHA Mortgage FIRST ALLIANCE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 416 GARFIELD ST, GEORGETOWN, IL 61846-1811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002300386 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 23-00386 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Jan 1, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 416 GARFIELD ST, GEORGETOWN, IL 61846-1811 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2103389 |
|---|---|
| Date | May 5, 2021 |
| Instrument | 21-03389 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 416 GARFIELD ST, GEORGETOWN, IL 61846-1811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1700916 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1700916 |
| Name | FIRST ALLIANCE LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Vermilion County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Vermilion County |
| County Subdivision | Georgetown Township |
| Municipality | Georgetown City |
| Unified School District | Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,841.00 (+11.85%) | $21,062 (+7.24%) Land $5,175 Building $15,887 | $63,186 (+7.24%) Land $15,525 Building $47,661 |
| 2024 | $19,640 (+14.31%) Land $4,826 Building $14,814 | $58,920 (+14.31%) Land $14,478 Building $44,442 | |
| 2022 | $1,646.00 | $17,182 Land $4,222 Building $12,960 | $51,546 Land $12,666 Building $38,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN serves 4,200 people · EPA ID IL1830350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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