416 Elm Ave E, Delano, MN 55328 Property Records

Wright County property record for 416 Elm Ave E, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 1960
Lot Size	0.584 acres (25,475 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,000 (Mar 2022)
Tax Bill	$4,942 (2026)
Deeds & Mortgages	Jun 2022 Second Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-016-004030`

Property Details

APN / Parcel Number

Primary APN	`107-016-004030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,475 sqft (0.584 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	416 ELM AVE E
City	DELANO
State	MN
Zip	55328-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-118 RANGE-025 EASTSIDE ADDN BLOCK-004 LOT3&4EX N200FT &EX E90FT BLK4 200FT &EX E90FT BLK4
Legal Range	025
Legal Township	118
Legal Section	12
Legal Subdivision	EASTSIDE ADDN
Legal Block	4,4
Legal Lot Number	3
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	2
Census Block	2007
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 ELM AVE E, DELANO, MN 55328-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEERWOOD BANK
Mar 30, 2022	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on Record
Deed Sale	Mar 25, 2022 · Amount on Record
Deed Document Number	20221391723
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	416 ELM AVE E, DELANO, MN 55328-9110
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ELM AVE E, DELANO, MN 55328-9110

Mortgage

Document Number	00A1509166
Date	Jun 8, 2022
Instrument	A1509166

Lender

Name	DEERWOOD BANK
Type	Bank
Address	BEMIDJI, MN 56619

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 8, 2042

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 30, 2022
Property Address	416 ELM AVE E, DELANO, MN 55328-9110
Document Number	00A1502646
Instrument Date	Mar 25, 2022
Instrument	A1502646
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY QUALIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,296.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 ELM AVE E, DELANO, MN 55328-9110

Mortgage

Document Number	00A1502647
Date	Mar 30, 2022
Instrument	A1502647

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,942.00 (+9.58%)	$424,000 (+0.95%) Land $81,000 Building $343,000	$424,000 (+0.95%) Land $81,000 Building $343,000
2025		$420,000 (+3.91%) Land $81,000 Building $339,000	$420,000 (+3.91%) Land $81,000 Building $339,000
2023	$4,510.00 (+27.69%)	$404,200 Land $85,000 Building $319,200	$404,200 Land $85,000 Building $319,200
2022	$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xtratyme Technologies.

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