416 Earls Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 416 Earls Rd, Baltimore, MD 21220

Property Summary

Property Type	Commercial
Details	2 ba · 1,694 sqft · built 1956
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Dec 2009)
Tax Bill	$3,203 (2024)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 1 more
APN	`15-1516151410`

Property Details

APN / Parcel Number

Primary APN	`15-1516151410`
Alternative APN	`1516151410`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Gross Area
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	1516151410
Street Address	416 EARLS RD
City	MIDDLE RIVER
State	MD
Zip	21220-1614
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MH
Legal Description	BONNIE VALE
Legal Subdivision	BONNIE VALE
Legal Block	1
Legal Lot Number	5
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1001
Census Tract	451701

Owner

416 Earls Rd, a commercial property, is owned and occupied by an individual who bought it in December 2009.

Source: Baltimore County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	416 EARLS RD, MIDDLE RIVER, MD 21220-1614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 27, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2009 · Amount on File
Deed Sale	Dec 21, 2009 · Amount on File
Deed Document Number	2009401532
Deed Book / Page	28974 / 101
Prior Transfer Date	Feb 20, 2008
Prior Transfer Doc	0267180270
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	416 EARLS RD, BALTIMORE, MD 21220-1614
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	UNKNOWN, ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0508650431
Date	Dec 31, 2025
Book Page	50865/431

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	416 EARLS RD, BALTIMORE, MD 21220-1614
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0453420075
Date	Aug 18, 2021
Book Page	45342/75

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	Jul 1, 2046

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	416 EARLS RD, BALTIMORE, MD 21220-1614
Document Number	0400260433
Instrument Date	Jan 27, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 EARLS RD MIDDLE RIVER MD 212201614, MIDDLE RIVER, MD 21220-1614

Mortgage

Document Number	0400260433
Date	Mar 8, 2018
Book Page	040026/000433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2048

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$274,200	$282,900 Land $135,000 Building $147,900
2024	$3,203.00 (+105.85%)
2023	$1,556.00	$256,800 Land $135,000 Building $121,800	$256,800 Land $135,000 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 416 Earls Rd; there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1990–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 416 Earls Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

Nearby Properties on Earls Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures