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416 Eagle Pointe Dr, Pell City, AL 35128 Property Records

St. Clair County property record for 416 Eagle Pointe Dr, Pell City, AL 35128 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,623 sqft · built 2000
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Tax Bill$1,593 (2025)
Deeds & MortgagesApr 2024 Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-05-15-0-001-013.052

Property Details

APN / Parcel Number

Primary APN29-05-15-0-001-013.052
Alternative APNs
  • 00504241
  • 504241
  • 33120

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,623 sqft Living Area
1st Floor Area3,132 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00504241
Street Address416 EAGLE POINTE DR
CityPELL CITY
StateAL
Zip35128-7254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 EAGLE POINTE ESTS SECTOR 4 MBA81-04 15-17-4
Legal Range04E
Legal Township17S
Legal Section15
Legal SubdivisionEAGLE POINTE ESTS
Legal Lot Number51
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group3
Census Block3009
Census Tract40210

Owner

Source: St. Clair County records · APN 29-05-15-0-001-013.052

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address416 EAGLE POINTE DR, PELL CITY, AL 35128-7254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage · Commercial Mortgage
METRO BANK
Oct 03, 2017Deed of Trust, Mortgage · ARM
METRO BANK
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
COOSA VALLEY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 29, 2011
Transfer Doc0000005538
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address416 EAGLE POINTE DR, PELL CITY, AL 35128-7254
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 EAGLE POINTE DR, PELL CITY, AL 35128-7254

Mortgage

Document Number0000010587
DateApr 05, 2024
Book PageMTG2024/10587
Lender
NameMETRO BANK
TypeBank
Address800 MARTIN ST S, PELL CITY, AL 35128
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address416 EAGLE POINTE DR, PELL CITY, AL 35128-7254
Transaction TypeMortgage
Record UpdatedJun 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033863
DateOct 03, 2017
Book Page2017/33863
Lender
NameMETRO BANK
TypeBank
AddressLINCOLN, AL 35096
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateOct 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.25%
Index1-Year LIBOR
Max Rate8.25%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address416 EAGLE POINTE DR, PELL CITY, AL 35128-7254
Transaction TypeMortgage
Record UpdatedJun 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044022
DateJun 29, 2021
Book PageMTG 2021/44022
Lender
NameCOOSA VALLEY MORTGAGE INC
TypeNon-Lending Institution
AddressPELL CITY, AL 35128
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2041

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,593.00 (+13.79%)$40,040 (-43.3%)$400,300 (+13.37%) Land $43,700 Building $356,600
2023$70,620 Land $8,320 Building $62,300$353,100 Land $41,600 Building $311,500
2022$1,400.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 011150402103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 60% of Alabama
Wildfire LikelihoodAbout 1 in 885 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneCable1,000 / 50

May also be available at this address: Verizon, Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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