416 E Seventh St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 416 E Seventh St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 644 sqft · built 1900
Lot Size	0.087 acres (3,790 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Mar 2023)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2017 Mortgage + 1 more
APN	`12494503`

Property Details

APN / Parcel Number

Primary APN	`12494503`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	644 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Construction Type	Frame
Lot Area	3,790 sqft (0.087 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	416 E SEVENTH ST
City	LEXINGTON
State	KY
Zip	40508-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E-30-31 LOUDON PARK LOT 2; BOOK: 3709 PAGE: 641
Legal Subdivision	LOUDON PARK
Legal Block	15
Legal Lot Number	2
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 E SEVENTH ST, LEXINGTON, KY 40508-3602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed, Transfer · Conventional Mortgage LOWER LLC
Apr 11, 2017	Deed of Trust, Mortgage MISCHNER, S JAMES
Oct 28, 2019	Deed, Transfer · Commercial Mortgage 5 ARCH FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Jan 1, 2017 · Amount on File
Deed Book / Page	4005 / 353
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Mar 9, 2023
Property Address	416 E SEVENTH ST, LEXINGTON, KY 40508-3602
Document Number	DB4005/353
Book / Page	DB 4005 / 353
Map Reference	CAB S SL 362
Instrument Date	Feb 23, 2023
Instrument	202303090062
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1588 LEESTOWN RD # RD130-29, RD130-29, LEXINGTON, KY 40511-2087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 E SEVENTH ST, LEXINGTON, KY 40508-3602

Mortgage

Document Number	202303090063
Date	Mar 9, 2023
Instrument	202303090063

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	416 E SEVENTH ST, LEXINGTON, KY 40508-3602
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008812/658
Date	Apr 11, 2017
Book Page	8812/658

Lender

Name	MISCHNER, S JAMES

Agreement

Amount	Amount on Record

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 28, 2019
Property Address	416 E SEVENTH ST, LEXINGTON, KY 40508-3602
Document Number	003709/641
Book / Page	3709 / 641
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009449/550
Date	Oct 28, 2019
Book Page	9449/550

Lender

Name	5 ARCH FUNDING CORP

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (+1.91%)	$123,000 (-)	$123,000 (-)
2025	$1,521.00	$123,000 (-)	$123,000 (-)
2023	$1,521.00 (+94.75%)	$123,000 (+100.98%)	$123,000 (+100.98%)
2022	$781.00	$61,200	$61,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 816 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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