416 E Lovell Dr, Troy, MI 48085 Property Records

Oakland County property record for 416 E Lovell Dr, Troy, MI 48085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,684 sqft · built 1956
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2017)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-03-176-008`

Property Details

APN / Parcel Number

Primary APN	`88-20-03-176-008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	1,376 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	288 ft deep x 100 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	15 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	416 E LOVELL DR
City	TROY
State	MI
Zip	48085-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T2N, R11E, SEC 3 TROYHURST LOT 73
Legal Range	11E
Legal Township	2N
Legal Section	3
Legal Subdivision	TROYHURST
Legal Lot Number	73
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1009
Census Tract	196200

Owner

Source: Oakland County records · APN 88-20-03-176-008

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	416 E LOVELL DR, TROY, MI 48085-1522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · VA Mortgage HALL FINANCIAL GROUP
Nov 20, 2017	Warranty Deed, Transfer · VA Mortgage LAKE MI CU
Jan 30, 2017	Grant Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Jan 30, 2017 · Amount on Record
Deed Document Number	2017213985
Deed Book / Page	51309 / 358
Prior Transfer Date	Oct 13, 2011
Prior Transfer Doc	0000205861
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	416 E LOVELL DR, TROY, MI 48085-1522
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E LOVELL DR, TROY, MI 48085-1522

Mortgage

Document Number	0000189071
Date	Jul 30, 2021
Book Page	56632/21
Instrument	189071

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 20, 2017
Property Address	416 E LOVELL DR, TROY, MI 48085-1522
Document Number	0000213985
Book / Page	051309 / 000358
Instrument Date	Nov 17, 2017
Instrument	213985
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	234 GRISWOLD ST SE GRAND RAPIDS MI 495073174, GRAND RAPIDS, MI 49507-3174

Mortgage

Document Number	213986
Date	Nov 20, 2017
Book Page	051309/000360
Instrument	213986

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 30, 2017
Property Address	416 E LOVELL DR, TROY, MI 48085-1522
Document Number	0000017883
Book / Page	050334 / 000258
Instrument Date	Jan 25, 2017
Instrument	17883
Transaction Type	Transfer
Record Updated	Mar 14, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,385.61
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8774 SONOMA LAKE BLVD BOCA RATON FL 334344067, BOCA RATON, FL 33434-4067

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Avondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (-6.28%)
2023			$286,320
2022	$4,137.00	$143,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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