416 E Locust St, Clearfield, PA 16830 Property Records

Clearfield County property record for 416 E Locust St, Clearfield, PA 16830

Property Summary

Property Type	Commercial
Details	built 1900
Lot Size	0.2 acres (8,896 sqft)
Owner	Individual on Record
Last Sale	$94,000 (Dec 2021)
Tax Bill	$2,257 (2026)
Deeds & Mortgages	Dec 2012 Line of Credit Jun 2009 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`K08-217-00076`

Property Details

APN / Parcel Number

Primary APN	`K08-217-00076`
Alternative APNs	`0044K0821700076` `004403996`

Interior

Units	5 Units

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,896 sqft (0.2 acres)

Location & Zoning

Account Number	004403996
Street Address	416 E LOCUST ST
City	CLEARFIELD
State	PA
Zip	16830-2460
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BLDG & L 305
Jurisdiction	CLEARFIELD PA
Township / Civil Division	CLEARFIELD
Census Block Group	1
Census Block	1004
Census Tract	331100

Owner

Source: Clearfield County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	157 SHADY ACRES LN, MORRISDALE, PA 16858-7653
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2012	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Jun 25, 2009	Deed of Trust, Mortgage · Line of Credit NORTHWEST SAVINGS BANK
Jun 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Dec 7, 2021	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Nov 18, 2011	Deed, Transfer · Commercial Mortgage NORTHWEST SAVINGS BANK
Oct 1, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Nov 18, 2011 · Amount on Record
Deed Document Number	202118171
Record Updated	Sep 20, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201216899
Date	Dec 17, 2012
Instrument	201216899

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200908897
Date	Jun 25, 2009
Instrument	200908897

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SHADY ACRES LN, MORRISDALE, PA 16858-7653

Mortgage

Document Number	0202406718
Date	Jun 7, 2024
Instrument	202406718

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Dec 7, 2021
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Document Number	0202118171
Instrument Date	Dec 6, 2021
Instrument	202118171
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 SHADY ACRES LN, MORRISDALE, PA 16858-7653

Mortgage

Document Number	0202118172
Date	Dec 7, 2021
Instrument	202118172

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Nov 18, 2011
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Document Number	0201116049
Instrument Date	Nov 18, 2011
Instrument	201116049
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Tax	$612.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	983 MANN RD, CLEARFIELD, PA 16830-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 LINDEN ST, CLEARFIELD, PA 16830-1931

Mortgage

Document Number	0201116050
Date	Nov 18, 2011
Instrument	201116050

Lender

Name	NORTHWEST SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Oct 1, 2010
Property Address	416 E LOCUST ST, CLEARFIELD, PA 16830-2460
Document Number	0201013888
Instrument Date	Oct 1, 2010
Instrument	201013888
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Tax	$158.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1993 TURNPIKE AVENUE EXT, CLEARFIELD, PA 16830-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	983 MANN RD, CLEARFIELD, PA 16830-7113
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Clearfield Borough
Unified School District	Clearfield Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,257.00 (+0.04%)	$24,800 (+1%) Land $4,400 Building $20,400
2025	$2,256.00 (+627.74%)
2024	$310.00	$12,400 (-) Land $2,200 Building $10,200
2023	$310.00	$12,400 Land $2,200 Building $10,200
1987			$99,200 Land $17,600 Building $81,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD MUNICIPAL AUTH serves 14,000 people · EPA ID PA6170008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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