416 E Iowa St, Walters, OK 73572 Property Records

Cotton County property record for 416 E Iowa St, Walters, OK 73572

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,279 sqft · built 1950
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Mar 2026)
Tax Bill	$724 (2025)
Deeds & Mortgages	Aug 2012 Line of Credit Mar 2026 Sale & Mortgage + 4 more
APN	`0011-00-003-013-0-040-00`

Property Details

APN / Parcel Number

Primary APN	`0011-00-003-013-0-040-00`
Alternative APN	`5589`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,279 sqft Living Area
1st Floor Area	1,279 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	215 sqft
Carport	Carport
Carport Area	215 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	61 sqft
Deck Area	63 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5589
Street Address	416 E IOWA ST
City	WALTERS
State	OK
Zip	73572-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 15' LT 13 AND ALL OF LT 14 AND E 8' OF LT 15 BLK 3 EAST SIDE
Legal Range	11E
Legal Township	02S
Legal Section	25
Legal Subdivision	EASTSIDE
Legal Block	3
Legal Lot Number	13-15
Jurisdiction	COTTON OK
Township / Civil Division	WALTERS
Census Block Group	2
Census Block	2011
Census Tract	871100

Owner

Source: Cotton County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	416 E IOWA ST, WALTERS, OK 73572-1612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2012	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Mar 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 28, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jun 2, 2016	Warranty Deed, Transfer · FHA Mortgage FIRST MORTGAGE COMPANY LLC
Apr 5, 2012	Warranty Deed, Transfer · ARM ARVEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	Jan 3, 2022 · Amount on Record
Deed Document Number	2026275
Deed Book / Page	464 / 373
Record Updated	Oct 29, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COTTON OK
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CATAL, CAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377/175
Date	Aug 29, 2012
Book Page	0377/175
Instrument	2012-001994

Lender

Name	ARVEST BANK
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Mar 12, 2026
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Document Number	000464/373
Book / Page	464 / 373
Instrument Date	Mar 10, 2026
Instrument	I-2026-000275
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E LOWE ST, WALTERS, OK 73572

Mortgage

Document Number	I2026000276
Date	Mar 12, 2026
Instrument	I-2026-000276

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jan 3, 2022
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Document Number	000436/492
Book / Page	436 / 492
Instrument Date	Dec 30, 2021
Instrument	I-2022-001013
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 E IOWA ST, WALTERS, OK 73572-1612

Mortgage

Document Number	I2022001014
Date	Jan 3, 2022
Instrument	I-2022-001014

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jun 28, 2019
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Document Number	000420/358
Book / Page	0420 / 358
Instrument Date	Jun 21, 2019
Instrument	2019-001752
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E IOWA ST, WALTERS, OK 73572-1612

Mortgage

Document Number	0000420359
Date	Jun 28, 2019
Instrument	0420/359

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Jun 2, 2016
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Document Number	000401/005
Book / Page	0401 / 005
Instrument Date	May 31, 2016
Instrument	2016-000611
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 E IOWA ST, WALTERS, OK 73572-1612

Mortgage

Document Number	2016000612
Date	Jun 2, 2016
Instrument	2016-000612

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2046

April 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COTTON OK
Recording Date	Apr 5, 2012
Property Address	416 E IOWA ST, WALTERS, OK 73572-1612
Document Number	000374/639
Book / Page	0374 / 639
Instrument Date	Apr 3, 2012
Instrument	2012-001415
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	STEWART ABSTRACT & TITLE OF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	416 E IOWA ST, WALTERS, OK 73572-1612

Mortgage

Document Number	000374/640
Date	Apr 5, 2012
Book Page	0374/640
Instrument	2012-001416

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2018
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Cotton County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cotton County
Municipality	Walters City
Unified School District	Walters Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,639 (+1.23%) Land $403 Building $9,236	$83,817 (+1.23%) Land $3,504 Building $80,313
2025	$724.00 (+0.14%) Homeowner's exemption	$9,522 (-2.09%) Land $403 Building $9,119
2024	$723.00 (-4.99%)		$82,801 (-2.08%) Land $3,504 Building $79,297
2023	$761.00 Homeowner's exemption	$9,725 Land $403 Building $9,322	$84,564 Land $3,504 Building $81,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTERS PUBLIC WORKS AUTHORITY serves 2,551 people · EPA ID OK1011305
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area	250 / 250

416 E Iowa St, Walters, OK 73572 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2016: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2012: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

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Nearby Streets

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