416 E Garfield St, Ashley, IN 46705 Property Records

Steuben County property record for 416 E Garfield St, Ashley, IN 46705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,368 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`76-11-32-340-101.000-018`

Property Details

APN / Parcel Number

Primary APN	`76-11-32-340-101.000-018`
Alternative APNs	`11-32-340-101.000-30` `00001061177`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00001061177
Street Address	416 E GARFIELD ST
City	ASHLEY
State	IN
Zip	46705-5262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 8 TOWN OF ASHLEY
Legal Subdivision	TOWN ASHLEY
Legal Block	8
Legal Lot Number	8
Jurisdiction	STEUBEN IN
Township / Civil Division	STEUBEN
Census Block Group	4
Census Block	4036
Census Tract	971600

Owner

Source: Steuben County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 ARCHERY WAY, ASHLEY, IN 46705-0060
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Jun 22, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2017
Deed Sale	Jun 22, 2017
Deed Document Number	201760537
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN IN
Property Address	416 E GARFIELD ST, ASHLEY, IN 46705-5262
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017080386
Date	Aug 16, 2017
Instrument	17080386

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 25, 2032

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN IN
Recording Date	Jun 22, 2017
Property Address	416 E GARFIELD ST, ASHLEY, IN 46705-5262
Document Number	0017060537
Instrument Date	Jun 12, 2017
Instrument	17060537
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CRCHARY WAY, ASHLEY, IN 46705

Tax Assessment & Valuation

Source: Steuben County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Ashley Town
County	Steuben County
County Subdivision	Steuben Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (+108.78%)	$115,500 (+39.83%) Land $5,400 Building $110,100	$115,500 (+39.83%) Land $5,400 Building $110,100
2024	$1,185.00 (-47.96%)	$82,600 (+4.16%) Land $6,700 Building $75,900	$82,600 (+4.16%) Land $6,700 Building $75,900
2023		$79,300 (-0.25%) Land $6,400 Building $72,900	$79,300 (-0.25%) Land $6,400 Building $72,900
2022	$2,277.00	$79,500 Land $6,300 Building $73,200	$79,500 Land $6,300 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1996)
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLEY WATER DEPARTMENT serves 983 people · EPA ID IN5276002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	500 / 100
Lakeland Internet Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless · Fiber in parts of the area	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Steuben County REMC.

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